Macomb County property record for 24441 31 Mile Rd, Ray, MI 48096
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,868 sqft · built 1986 |
| Lot Size | 10.4 acres (453,242 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $294,400 (Aug 2005) |
| Tax Bill | $4,982 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-05-01-400-011 |
| Primary APN | 21-05-01-400-011 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,868 sqft Living Area |
| 1st Floor Area | 1,292 sqft |
| Basement Area | 1,152 sqft |
| Unfinished Basement | 1,152 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Lot Area | 453,242 sqft (10.4 acres) |
| Garage Area | 768 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Porch Area | 274 sqft |
| Patio Area | 320 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 24441 31 MILE RD |
|---|---|
| City | RAY |
| State | MI |
| Zip | 48096-1508 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | SEC 1; COM AT SE COR SEC 1; TH S88*53'40"W 1330.29 FT ALG S SEC LINE TO POB; TH CONT S88*53'40"W 336.68 FT ALG SD LINE;TH N0*29'45"W 1346.15 FT; TH N88*51'03"E 336.69 FT; TH S0*29'45"E 1346.40 FT TO POB. 10.405 A. |
| Jurisdiction | MACOMB MI |
| Township / Civil Division | RAY |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 216000 |
24441 31 Mile Rd is owned and occupied by two individuals who bought it in August 2005.
Source: Macomb County records, as of October 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 24441 31 MILE RD, RAY, MI 48096-1508 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 5, 2005 · Amount on File |
| Deed Sale | Aug 5, 2005 · Amount on File |
| Prior Sale | May 7, 1999 · Amount on File |
| Deed Document Number | 20055140428 |
| Deed Book / Page | 16983 / 463 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 24441 31 MILE RD, RAY, MI 48096-1508 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | LIBERTY TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000083675 |
|---|---|
| Date | Jul 22, 2020 |
| Book Page | 26851/392 |
| Instrument | 2083675 |
| Name | FIRST STATE BANK |
|---|---|
| Type | Bank |
| Address | CLINTON TOWNSHIP, MI 48038 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Aug 1, 2035 |
The 2025 property tax bill for 24441 31 Mile Rd was $4,982 with a homeowner's exemption.
Source: Macomb County assessment roll, as of October 19, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Macomb County |
| County Subdivision | Ray Township |
| Unified School District | Armada Area Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $239,700 | $479,400 | |
| 2025 | $4,982.00 | ||
| 2023 | $198,300 | $396,600 | |
| 2022 | $4,235.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 24441 31 Mile Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 24441 31 Mile Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 89% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
May also be available: Verizon.
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