2495 Spring Brook Dr, Charlottesville, VA 22901 Property Records

Albemarle County property record for 2495 Spring Brook Dr, Charlottesville, VA 22901

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,486 sqft · built 1990
Lot Size	5.43 acres (236,923 sqft)
Owner	Individual Name on File
Last Sale	$1,525,000 (Aug 2023)
Tax Bill	$11,426 (2026)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Jun 2018 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04300-00-00-07100`

Property Details

APN / Parcel Number

Primary APN	`04300-00-00-07100`
Alternative APN	`9294`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,486 sqft Finished Area
Basement Area	1,658 sqft
Finished Basement	1,360 sqft
Unfinished Basement	298 sqft
Family Room	Family Room
Flooring	Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Material	Wood
Lot Area	236,923 sqft (5.43 acres)
Garage Area	576 sqft
Driveway	Paver Driveway

Exterior Amenities

Pool Type	Pool Type
Pool Area	352 sqft
Porch	Slab
Porch Area	114 sqft
Deck Area	434 sqft
Patio Area	651 sqft
Balcony Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	2495 SPRING BROOK DR
City	CHARLOTTESVILLE
State	VA
Zip	22901-8997
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL AREA
Legal Description	HARMONY 13
Legal Subdivision	HARMONY
Jurisdiction	ALBEMARLE VA
Township / Civil Division	SAMUEL MILLER
Census Block Group	3
Census Block	3000
Census Tract	11000

Owner

Source: Albemarle County assessment roll, as of June 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2495 SPRING BROOK DR, CHARLOTTESVILLE, VA 22901-8997
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2023	Deed, Transfer · Conventional Mortgage FULTON BANK NA
Jun 25, 2018	Loan Modification, Mortgage · Conventional Mortgage VIRGINIA NAT'L BK
Apr 2, 2018	Quit Claim Deed, Mortgage · Conventional Mortgage VIRGINIA NAT'L BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 9, 2023 · Amount on Record
Deed Sale	Aug 9, 2023 · Amount on Record
Deed Document Number	20236825
Prior Transfer Date	Jan 5, 2018
Prior Transfer Doc	0000003338
Record Updated	Sep 20, 2026

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Aug 9, 2023
Property Address	2495 SPRING BROOK DR, CHARLOTTESVILLE, VA 22901-8997
Document Number	202300006825
Map Reference	MB 1114 PG 365
Instrument Date	Jul 24, 2023
Instrument	202300006825
Transaction Type	Transfer
Record Updated	Sep 5, 2023
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,525.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2495 SPRING BROOK DR, CHARLOTTESVILLE, VA 22901-8997

Mortgage

Document Number	202300006826
Date	Aug 9, 2023
Instrument	202300006826

Lender

Name	FULTON BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

June 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ALBEMARLE VA
Property Address	2495 SPRING BROOK DR, CHARLOTTESVILLE, VA 22901-8997
Document Number	0000007220
Instrument Date	Jun 25, 2018
Transaction Type	Mortgage
Record Updated	Jul 31, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2495 SPRING BROOK DR CHARLOTTESVILLE VA 229018997, CHARLOTTESVILLE, VA 22901-8997

Mortgage

Document Number	0000007220
Date	Jun 29, 2018
Book Page	005066/000457
Instrument	7220

Lender

Name	VIRGINIA NAT'L BK
Type	Bank
Address	CHARLOTTESVILLE, VA 22902

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

April 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Apr 2, 2018
Property Address	2495 SPRING BROOK DR, CHARLOTTESVILLE, VA 22901-8997
Document Number	0000003338
Book / Page	005029 / 000687
Instrument Date	Jan 5, 2018
Instrument	3338
Transaction Type	Mortgage
Record Updated	Apr 24, 2018
Title Company	COURT SQUARE TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2495 SPRING BROOK DR CHARLOTTESVILLE VA 229018997, CHARLOTTESVILLE, VA 22901-8997

Mortgage

Document Number	3339
Date	Apr 2, 2018
Book Page	005029/000690
Instrument	3339

Lender

Name	VIRGINIA NAT'L BK
Type	Bank
Address	CHARLOTTESVILLE, VA 22902

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2048

Interest

Rate	4.56%

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,426.00 (+4.01%)	$1,278,100 (+4.01%) Land $255,700 Building $1,022,400	$1,278,100 (+4.01%) Land $255,700 Building $1,022,400
2025	$10,985.00 (+35.42%)	$1,228,800 (+29.36%) Land $230,000 Building $998,800	$1,228,800 (+29.36%) Land $230,000 Building $998,800
2023	$8,112.00 (+8.94%)	$949,900 Land $208,600 Building $741,300	$949,900 Land $208,600 Building $741,300
2022	$7,446.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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