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2480 Spring Brook Dr, Charlottesville, VA 22901 Property Records

Albemarle County property record for 2480 Spring Brook Dr, Charlottesville, VA 22901 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 4,490 sqft · built 1990
Lot Size3.69 acres (161,128 sqft)
OwnerCompany Name on File
Last Sale$1,100,000 (Aug 2024)
Tax Bill$11,210 (2026)
Deeds & MortgagesJul 2023 Sale & Mortgage
May 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN04300-00-00-07300

Property Details

APN / Parcel Number

Primary APN04300-00-00-07300
Alternative APN
  • 9296

Interior

Bedrooms5 Beds
Full Baths4 Baths
Total Rooms10 Rooms
Stories2 Stories
Building Area4,490 sqft Finished Area
Basement Area1,992 sqft
Unfinished Basement1,992 sqft
Family RoomFamily Room
FlooringWood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1996
Exterior MaterialBrick Veneer
Construction TypeWood
Roof MaterialWood
Lot Area161,128 sqft (3.69 acres)
DrivewayPaver Driveway
PorchSlab
Deck Area340 sqft
Patio Area64 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Street Address2480 SPRING BROOK DR
CityCHARLOTTESVILLE
StateVA
Zip22901-8996
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHARMONY 15
Legal SubdivisionHARMONY
JurisdictionALBEMARLE VA
Township / Civil DivisionSAMUEL MILLER
Census Block Group3
Census Block3000
Census Tract11000

Owner

Source: Albemarle County records · APN 04300-00-00-07300

Assessment roll updated June 15, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address2480 SPRING BROOK DR, CHARLOTTESVILLE, VA 22901-8996
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Jul 28, 2023Deed, Transfer · Conventional Mortgage
WATERSTONE MORTGAGE CORP
May 26, 2021Deed of Trust, Mortgage · Conventional Mortgage
AMERISAVE MORTGAGE CORP
Oct 24, 2020Deed of Trust, Mortgage · Conventional Mortgage
AMERISAVE MTG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 29, 2024 · Amount on Record
Deed SaleAug 29, 2024 · Amount on Record
Prior SaleJul 28, 2023 · Amount on Record
Deed Document Number20247300
Record UpdatedSep 20, 2026

July 2023: Deed, Transfer

Document TypeDeed
JurisdictionALBEMARLE VA
Recording DateJul 28, 2023
Property Address2480 SPRING BROOK DR, CHARLOTTESVILLE, VA 22901-8996
Document Number202300006485
Map ReferenceMB 948 PG 208
Instrument DateJul 24, 2023
Instrument202300006485
Transaction TypeTransfer
Record UpdatedAug 23, 2023
Title CompanyREPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$980.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2480 SPRING BROOK DR, CHARLOTTESVILLE, VA 22901-8996

Mortgage

Document Number202300006486
DateJul 28, 2023
Instrument202300006486
Lender
NameWATERSTONE MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2053

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBEMARLE VA
Property Address2480 SPRING BROOK DR, CHARLOTTESVILLE, VA 22901-8996
Transaction TypeMortgage
Record UpdatedJun 23, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number5546/105
DateMay 26, 2021
Book Page5546/105
Instrument2021-00009363
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
AddressATLANTA, GA 30305
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term354 Months
DueNov 01, 2050

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBEMARLE VA
Property Address2480 SPRING BROOK DR, CHARLOTTESVILLE, VA 22901-8996
Document Number0000015377
Instrument DateOct 24, 2020
Transaction TypeMortgage
Record UpdatedNov 05, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address2480 SPRING BROOK DR CHARLOTTESVILLE VA 229018996, CHARLOTTESVILLE, VA 22901-8996

Mortgage

Document Number0000015377
DateOct 29, 2020
Book Page005416/000016
Instrument15377
Lender
NameAMERISAVE MTG
TypeMortgage Company
AddressATLANTA, GA 30305
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 28, 2050

Tax Assessment & Valuation

Source: Albemarle County records · Assessment roll updated June 15, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateVirginia
CountyAlbemarle County
Unified School DistrictAlbemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$11,210.00 (+12.45%)$1,253,900 (+26.69%) Land $231,900 Building $1,022,000$1,253,900 (+26.69%) Land $231,900 Building $1,022,000
2025$9,969.00 (+17.95%)
2023$8,452.00 (+10.64%)$989,700 Land $189,200 Building $800,500$989,700 Land $189,200 Building $800,500
2022$7,639.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Albemarle County (51003C), updated February 3, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510030110003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 29% of Virginia
Wildfire LikelihoodAbout 1 in 3,333 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 32 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

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