2495 Keystone Dr, Waldorf, MD 20601 Property Records

Charles County property record for 2495 Keystone Dr, Waldorf, MD 20601

Property Summary

Property Type	Exempt (Full or Partial)
Details	2.5 ba · 2,828 sqft · built 2000
Lot Size	0.278 acres (12,112 sqft)
Owner	2 Individual Names on File
Last Sale	$200,000 (Jan 2000)
Tax Bill	$772 (2025)
Deeds & Mortgages	Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-272681`

Property Details

APN / Parcel Number

Primary APN	`06-272681`
Alternative APNs	`6272681` `272681`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,828 sqft Gross Area
1st Floor Area	1,138 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	12,112 sqft (0.278 acres)
Garage Type	Attached
Garage Area	378 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	36 sqft
Deck Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	272681
Street Address	2495 KEYSTONE DR
City	WALDORF
State	MD
Zip	20601-3535
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Local Zoning Code	RM
Legal Description	LOT 4 = 0.2780 AC KEYSTONE ESTATES SUB
Legal Subdivision	KEYSTONE ESTATES SUB
Legal Block	1
Legal Lot Number	4
Jurisdiction	CHARLES MD
Township / Civil Division	6, WALDORF
Census Block Group	1
Census Block	1013
Census Tract	850802

Owner

Source: Charles County records · APN 06-272681

Assessment roll updated September 22, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2495 KEYSTONE DR, WALDORF, MD 20601-3535
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 27, 2000 · Amount on Record
Deed Sale	Jan 27, 2000 · Amount on Record
Prior Sale	Oct 28, 1999 · Amount on Record
Deed Document Number	200012500
Deed Book / Page	2934 / 35
Transfer Doc	0029340035
Record Updated	Jun 08, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	2495 KEYSTONE DR, WALDORF, MD 20601-3535
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0117110377
Date	Mar 26, 2021
Book Page	11711/377

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	177 Months
Due	Dec 01, 2035

Tax Assessment & Valuation

Source: Charles County records · Assessment roll updated September 22, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$772.00 (-83.61%) Homeowner's exemption	$380,300 (+14.19%)	$442,900 (+26.91%) Land $125,100 Building $317,800
2023	$4,710.00 Homeowner's exemption	$333,033	$349,000 Land $125,100 Building $223,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 15, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1999–2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2018 · other causes

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile USA.

Based on FCC filings for 142 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	WALDORF - CHARLES COUNTY DPW serves 84,296 people
Water Source	Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.