2490 Keystone Dr, Waldorf, MD 20601 Property Records

Charles County property record for 2490 Keystone Dr, Waldorf, MD 20601

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,186 sqft · built 2000
Lot Size	0.297 acres (12,947 sqft)
Owner	2 Individual Names on File
Last Sale	$209,440 (Feb 2000)
Tax Bill	$11,922 (2025)
Deeds & Mortgages	Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-272738`

Property Details

APN / Parcel Number

Primary APN	`06-272738`
Alternative APNs	`6272738` `272738`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,186 sqft Living Area
Gross Area	3,582 sqft
1st Floor Area	1,076 sqft
Basement Area	850 sqft
Finished Basement	850 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	12,947 sqft (0.297 acres)
Garage Type	Attached
Garage Area	396 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	100 sqft
Deck Area	252 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	272738
Street Address	2490 KEYSTONE DR
City	WALDORF
State	MD
Zip	20601-3538
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Description	LOT 7 = 0.2972 AC KEYSTONE ESTATES SUB
Legal Subdivision	KEYSTONE ESTATES SUB
Legal Block	1
Legal Lot Number	7
Jurisdiction	CHARLES MD
Township / Civil Division	6, WALDORF
Census Block Group	1
Census Block	1013
Census Tract	850802

Owner

2490 Keystone Dr is owned and occupied by two individuals who acquired it in December 2016.

Source: Charles County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2490 KEYSTONE DR, WALDORF, MD 20601-3538
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 2, 2000 · Amount on File
Deed Sale	Feb 2, 2000 · Amount on File
Prior Sale	Oct 28, 1999 · Amount on File
Deed Document Number	200017200
Deed Book / Page	2937 / 123
Last Transfer Date	Dec 2, 2016
Transfer Doc	0096870124
Record Updated	Oct 29, 2026

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLES MD
Recording Date	Jan 11, 2017
Property Address	2490 KEYSTONE DR, WALDORF, MD 20601-3538
Document Number	0096870124
Book / Page	009687 / 000124
Instrument Date	Dec 2, 2016
Transaction Type	Transfer
Record Updated	Jan 9, 2019
Title Company	SERVICELINK

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2490 KEYSTONE DR WALDORF MD 206013538, WALDORF, MD 20601-3538

Mortgage

Document Number	96870130
Date	Jan 11, 2017
Book Page	009687/000130

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 10, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2490 Keystone Dr was $11,922 with a homeowner's exemption.

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$439,867 (+8.36%)	$473,800 (-) Land $125,100 Building $348,700
2025	$11,922.00 Homeowner's exemption	$405,933	$473,800 Land $125,100 Building $348,700
2023	$5,014.00 Homeowner's exemption	$356,000	$372,000 Land $125,100 Building $246,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2490 Keystone Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1999–2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2490 Keystone Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049
Water Source	Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20