Albemarle County property record for 2495 Gobblers Rdg, Charlottesville, VA 22902
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,475 sqft · built 1993 |
| Lot Size | 5 acres (218,192 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,609 (2026) |
| Deeds & Mortgages | May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09300-00-00-015A0 |
| Primary APN | 09300-00-00-015A0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,475 sqft Finished Area |
| Basement Area | 1,475 sqft |
| Unfinished Basement | 1,462 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Material | Wood |
| Lot Area | 218,192 sqft (5 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 128 sqft |
| Deck Area | 192 sqft |
| Patio Area | 192 sqft |
| Shed | 1 Shed |
| Shed Area | 64 sqft |
| Storage Building | 340 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 2495 GOBBLERS RDG |
|---|---|
| City | CHARLOTTESVILLE |
| State | VA |
| Zip | 22902-7623 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RURAL AREA |
| Legal Description | ACREAGE |
| Legal Subdivision | GOBBLERS RIDGE |
| Jurisdiction | ALBEMARLE VA |
| Township / Civil Division | SCOTTSVILLE |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 10402 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Southern Albemarle Rural Historic District listed 2007 · 1,869 contributing resources · NRIS 07001236 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
2495 Gobblers Rdg is owned and occupied by an individual.
Source: Albemarle County records, as of August 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2495 GOBBLERS RDG, CHARLOTTESVILLE, VA 22902-7623 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Property Address | 2495 GOBBLERS RDG, CHARLOTTESVILLE, VA 22902-7623 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2021 |
| Name | Verified Name |
|---|
| Document Number | 5531/366 |
|---|---|
| Date | May 3, 2021 |
| Book Page | 5531/366 |
| Instrument | 2021-00007803 |
| Name | MEMBER OPTIONS LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | CHARLOTTESVILLE, VA 22903 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
The 2026 property tax bill for 2495 Gobblers Rdg was $3,609, up 0.7% from the year before.
Source: Albemarle County assessment roll, as of June 15, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Albemarle County |
| Unified School District | Albemarle County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,609.00 (+0.73%) | $403,700 (+0.72%) Land $118,000 Building $285,700 | $403,700 (+0.72%) Land $118,000 Building $285,700 |
| 2025 | $3,583.00 | $400,800 Land $115,500 Building $285,300 | $400,800 Land $115,500 Building $285,300 |
| 2023 | $3,035.00 | $355,500 Land $113,200 Building $242,300 | $355,500 Land $113,200 Building $242,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2495 Gobblers Rdg in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 6 (1985–2013) |
| Claims Outside the SFHA | 5 of 6 |
| Most Recent Claim | Jun 2013 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2495 Gobblers Rdg is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 1,200 / 35 |
5G and 4G LTE (outdoors only)
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