2450 Gobblers Rdg, Charlottesville, VA 22902 Property Records

Albemarle County property record for 2450 Gobblers Rdg, Charlottesville, VA 22902

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,488 sqft · built 1984
Lot Size	4 acres (174,240 sqft)
Owner	Individual Name on File
Last Sale	$557,500 (Dec 2025)
Tax Bill	$4,400 (2026)
Deeds & Mortgages	Jan 2025 Mortgage Dec 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09300-00-00-015C0`

Property Details

APN / Parcel Number

Primary APN	`09300-00-00-015C0`
Alternative APN	`38151`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,488 sqft Finished Area
Basement Area	1,325 sqft
Finished Basement	1,237 sqft
Unfinished Basement	1,325 sqft
Family Room	Family Room
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Split Foyer
Exterior Material	Composition/Composite
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	174,240 sqft (4 acres)
View / Lot	Flood Plain/Flood Zone
Garage Type	Carport
Garage Area	400 sqft
Carport	Carport
Carport Area	400 sqft

Exterior Amenities

Porch	Slab
Porch Area	48 sqft
Deck Area	430 sqft
Patio Area	264 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	2450 GOBBLERS RDG
City	CHARLOTTESVILLE
State	VA
Zip	22902-7623
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL AREA
Legal Description	ACREAGE PARCEL A
Jurisdiction	ALBEMARLE VA
Township / Civil Division	SCOTTSVILLE
Census Block Group	1
Census Block	1030
Census Tract	10402

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Southern Albemarle Rural Historic District listed 2007 · 1,869 contributing resources · NRIS 07001236

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

2450 Gobblers Rdg is owned and occupied by an individual who bought it in December 2025.

Source: Albemarle County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	2450 GOBBLERS RDG, CHARLOTTESVILLE, VA 22902-7623
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2025	Deed of Trust, Mortgage · Unknown VIRGINIA NATIONAL BANK
Dec 11, 2025	Deed, Transfer · Conventional Mortgage ENVOY MORTGAGE LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 11, 2025 · Amount on File
Deed Sale	Dec 11, 2025 · Amount on File
Prior Sale	Jul 24, 2014 · Amount on File
Deed Document Number	202511799
Record Updated	Sep 20, 2026

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	2450 GOBBLERS RDG, CHARLOTTESVILLE, VA 22902-7623
Transaction Type	Mortgage
Record Updated	Jan 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2450 GOBBLERS RDG, CHARLOTTESVILLE, VA 22902-7623

Mortgage

Document Number	202500000410
Date	Jan 15, 2025
Instrument	202500000410

Lender

Name	VIRGINIA NATIONAL BANK
Type	Bank
Address	CHARLOTTESVILLE, VA 22902

Agreement

Type	Unknown
Amount	Amount on Record

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Dec 11, 2025
Property Address	2450 GOBBLERS RDG, CHARLOTTESVILLE, VA 22902-7623
Document Number	202500011799
Instrument Date	Nov 18, 2025
Instrument	202500011799
Transaction Type	Transfer
Record Updated	Jan 8, 2026
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$557.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2450 GOBBLERS RDG, CHARLOTTESVILLE, VA 22902-7623

Mortgage

Document Number	202500011800
Date	Dec 11, 2025
Instrument	202500011800

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

Tax Assessment & Valuation

The 2026 property tax bill for 2450 Gobblers Rdg was $4,400, up 10.8% from the year before.

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,400.00 (+10.8%)	$492,200 (+10.81%) Land $124,800 Building $367,400	$492,200 (+10.81%) Land $124,800 Building $367,400
2025	$3,971.00	$444,200 Land $122,200 Building $322,000	$444,200 Land $122,200 Building $322,000
2023	$3,275.00	$383,600 Land $119,700 Building $263,900	$383,600 Land $119,700 Building $263,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2450 Gobblers Rdg in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	6 (1985–2013)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Jun 2013 · other causes
Claims by Event	Hurricane Fran And Associated Severe Storm Cond, Sep 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2450 Gobblers Rdg is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	1,200 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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