2495 Emerald Ln, Lindenhurst (Lake Villa), IL 60046 Property Records

Lake County property record for 2495 Emerald Ln, Lindenhurst, IL 60046

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,215 sqft · built 1994
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Trust Names on File
Last Sale	$365,000 (Feb 2015)
Tax Bill	$13,540 (2024)
Deeds & Mortgages	Apr 2026 Mortgage Sep 2023 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`06-12-102-010`

Property Details

APN / Parcel Number

Primary APN	`06-12-102-010`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Stories	2 Stories
Building Area	3,215 sqft Living Area
Gross Area	5,393 sqft
1st Floor Area	1,443 sqft
2nd Floor Area	1,772 sqft
Upper Floors Area	1,772 sqft
Basement Area	1,443 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Custom Design
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	15,246 sqft (0.35 acres)
Garage Type	Attached
Garage Area	735 sqft
Parking Spaces	3 Parking Spaces
Deck Area	Deck Area
Patio Area	440 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2495 EMERALD LN
City	LINDENHURST
State	IL
Zip	60046-5958
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EMERALD RIDGE; LOT 30
Legal Subdivision	EMERALD RIDGE
Legal Lot Number	30
Jurisdiction	LAKE IL
Township / Civil Division	LAKE VILLA
Census Block Group	1
Census Block	1024
Census Tract	861014

Owner

2495 Emerald Ln is owner-occupied and held in a trust since August 2023.

Source: Lake County records, as of May 8, 2026

Owner of Record	2 Trust Names on File
Mailing Address	2495 EMERALD LN, LINDENHURST, IL 60046-5958
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2026	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Sep 8, 2023	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Nov 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
May 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage ONE AMERICAN BANK
Dec 9, 2020	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 17, 2015 · Amount on File
Deed Sale	Feb 17, 2015 · Amount on File
Prior Sale	May 10, 1995
Deed Document Number	20157170939
Last Transfer Date	Aug 16, 2023
Transfer Doc	0007994429
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Recording Date	Apr 29, 2026
Property Address	2495 EMERALD LN, LINDENHURST, IL 60046-5958
Document Number	0008165616
Instrument Date	Apr 20, 2026
Instrument	20268165616
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust, 212

Mortgage

Document Number	0008165616,
Date	Apr 29, 2026
Instrument	20268165616

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 1, 2046

Interest

Rate Type	Fixed Rate
Rate	8.63%
Initial Type	Fixed Rate
Max Rate	-1%

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE IL
Recording Date	Sep 8, 2023
Property Address	2495 EMERALD LN, LINDENHURST, IL 60046-5958
Document Number	0007994429
Map Reference	DOC 2999628
Instrument Date	Aug 16, 2023
Instrument	7994429
Transaction Type	Transfer
Record Updated	Sep 19, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2495 EMERALD LN, LINDENHURST, IL 60046-5958

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	2495 EMERALD LN, LINDENHURST, IL 60046-5958
Transaction Type	Mortgage
Record Updated	Dec 9, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007848133
Date	Nov 24, 2021
Instrument	7848133

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.99%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	2495 EMERALD LN, LINDENHURST, IL 60046-5958
Transaction Type	Mortgage
Record Updated	Jun 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007785580
Date	May 7, 2021
Instrument	7785580

Lender

Name	ONE AMERICAN BANK
Type	Bank
Address	SAN FRANCISCO, CA 94108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.62%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	2495 EMERALD LN, LINDENHURST, IL 60046-5958
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007725091
Date	Dec 9, 2020
Instrument	7725091

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Lake Villa Township
Municipality	Lindenhurst Village
Secondary School District	Grayslake Community High School District 127 (09 - 12)
Elementary School District	Lake Villa Community Consolidated School District 41 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$160,101 Land $24,006 Building $136,095	$480,351 Land $72,025 Building $408,326
2024	$13,540.00 (+8.55%)
2023	$12,474.00 (+3.81%)	$131,870 (+7.37%) Land $19,773 Building $112,097	$395,650 (+7.37%) Land $59,325 Building $336,325
2022	$12,016.00	$122,819 Land $18,136 Building $104,683	$368,493 Land $54,413 Building $314,080

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2495 Emerald Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1990)
Most Recent Claim	Mar 1990 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2495 Emerald Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINDENHURST serves 14,500 people · EPA ID IL0971000
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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