2471 Emerald Ln, Lindenhurst (Lake Villa), IL 60046 Property Records

Lake County property record for 2471 Emerald Ln, Lindenhurst, IL 60046

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,205 sqft · built 1993
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on Record
Tax Bill	$13,669 (2025)
Deeds & Mortgages	Oct 2026 Mortgage Jun 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-12-102-008`

Property Details

APN / Parcel Number

Primary APN	`06-12-102-008`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	3,205 sqft Living Area
Gross Area	5,214 sqft
1st Floor Area	1,561 sqft
2nd Floor Area	1,644 sqft
Upper Floors Area	1,644 sqft
Basement Area	1,547 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Custom Design
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	14,810 sqft (0.34 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	113 sqft
Deck Area	Deck Area
Patio Area	270 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2471 EMERALD LN
City	LINDENHURST
State	IL
Zip	60046-5958
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EMERALD RIDGE; LOT 28
Legal Subdivision	EMERALD RIDGE
Legal Lot Number	28
Jurisdiction	LAKE IL
Township / Civil Division	LAKE VILLA
Census Block Group	1
Census Block	1024
Census Tract	861014

Owner

Source: Lake County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2471 EMERALD LN, LINDENHURST, IL 60046-5958
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2026	Quit Claim Deed, Transfer · FHA Mortgage AMERISAVE MORTGAGE CORPORATION
Jun 28, 2022	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Aug 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2026
Deed Sale	Oct 6, 2026
Prior Sale	Jun 30, 2016 · Amount on Record
Deed Document Number	20268198417
Prior Transfer Date	Sep 23, 2026
Prior Transfer Doc	0008198417
Record Updated	Oct 29, 2026

October 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE IL
Recording Date	Oct 6, 2026
Property Address	2471 EMERALD LN, LINDENHURST, IL 60046-5958
Document Number	0008198417
Instrument Date	Sep 23, 2026
Instrument	20268198417
Transaction Type	Transfer
Record Updated	Oct 16, 2026
Title Company	2020 TITLE LLC, 20 20 TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2471 EMERALD LN, LINDENHURST, IL 60046-5958

Mortgage

Document Number	0008198418,
Date	Oct 6, 2026
Instrument	20268198418

Lender

Name	AMERISAVE MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Oct 1, 2051

Interest

Rate	7%
Max Rate	-1%

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	2471 EMERALD LN, LINDENHURST, IL 60046-5958
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007914361
Date	Jun 28, 2022
Instrument	7914361

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 27, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	2471 EMERALD LN, LINDENHURST, IL 60046-5958
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007683661
Date	Aug 13, 2020
Instrument	7683661

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Lake Villa Township
Municipality	Lindenhurst Village
Secondary School District	Grayslake Community High School District 127 (09 - 12)
Elementary School District	Lake Villa Community Consolidated School District 41 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,669.00 (+2.29%)	$149,657 (+21.41%) Land $22,685 Building $126,972	$449,016 (+21.41%) Land $68,062 Building $380,954
2024	$13,363.00 (+2.12%)
2023	$13,086.00 (+3.44%)	$123,268 (-0.03%) Land $18,685 Building $104,583	$369,841 (-0.03%) Land $56,061 Building $313,780
2022	$12,651.00	$123,303 Land $17,075 Building $106,228	$369,946 Land $51,230 Building $318,716

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1990)
Most Recent Claim	Mar 1990 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 42% of Illinois
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINDENHURST serves 14,500 people · EPA ID IL0971000
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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