2495 E Oakland St, Gilbert, AZ 85295 Property Records

Maricopa County property record for 2495 E Oakland St, Gilbert, AZ 85295

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,914 sqft · built 1999
Lot Size	0.249 acres (10,864 sqft)
Owner	Individual Name on File
Last Sale	$210,000 (Nov 2008)
Tax Bill	$2,328 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`304-40-148`

Property Details

APN / Parcel Number

Primary APN	`304-40-148`

Interior

Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,914 sqft Living Area
1st Floor Area	1,914 sqft

Exterior

Year Built	Built 1999
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	10,864 sqft (0.249 acres)
Parking Spaces	3 Parking Spaces
Patio Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	2495 E OAKLAND ST
City	GILBERT
State	AZ
Zip	85295-9140
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7
Legal Description	GATEWAY RANCH MCR 484-17
Legal Range	06E
Legal Township	01S
Legal Section	27
Legal Quarter	SW
Quarter-Quarter Section	NW
Legal Subdivision	GATEWAY RANCH
Legal Lot Number	135
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	2
Census Block	2007
Census Tract	815100

Owner

Source: Maricopa County records · APN 304-40-148

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2495 E OAKLAND ST, GILBERT, AZ 85295-9140
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 26, 2008 · Amount on Record
Deed Sale	Nov 26, 2008 · Amount on Record
Prior Sale	Nov 03, 2008 · Amount on Record
Deed Document Number	20081016656
Record Updated	Jun 08, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2495 E OAKLAND ST, GILBERT, AZ 85295-9140
Transaction Type	Mortgage
Record Updated	Jan 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2495 E OAKLAND ST, GILBERT, AZ 85295-9140

Mortgage

Document Number	0000017296
Date	Jan 12, 2023
Instrument	20230017296

Lender

Name	DESERT FINANCIAL CU
Type	Credit Union
Address	PHOENIX, AZ 85062

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 11, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Maricopa County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Higley Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$48,770 (+7.19%)	$487,700 (+7.19%) Land $97,500 Building $390,200
2025	$2,328.00 (-4.79%)	$45,500 (-6.44%)	$455,000 (-6.44%) Land $91,000 Building $364,000
2024	$2,445.00 (-0.08%)	$48,630 (+14.02%)	$486,300 (+14.02%) Land $97,200 Building $389,100
2023	$2,447.00 (+4.04%)	$42,650 Land $8,530 Building $34,120	$426,500 Land $85,300 Building $341,200
2022	$2,352.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 2, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Lumen Technologies DSL	140 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

Based on FCC filings for 468 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	TOWN OF GILBERT serves 247,600 people
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.