2494 E Oakland St, Gilbert, AZ 85295 Property Records

Maricopa County property record for 2494 E Oakland St, Gilbert, AZ 85295

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,037 sqft · built 1999
Lot Size	0.231 acres (10,063 sqft)
Owner	Individual Name on Record
Last Sale	$300,000 (Aug 2013)
Tax Bill	$2,380 (2025)
Deeds & Mortgages	Dec 2025 Second Mortgage Oct 2021 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`304-40-161`

Property Details

APN / Parcel Number

Primary APN	`304-40-161`

Interior

Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,037 sqft Living Area
1st Floor Area	1,572 sqft
2nd Floor Area	1,465 sqft

Exterior

Year Built	Built 1999
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	10,063 sqft (0.231 acres)
Parking Spaces	3 Parking Spaces
Patio Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	2494 E OAKLAND ST
City	GILBERT
State	AZ
Zip	85295-9138
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	GATEWAY RANCH MCR 484-17
Legal Range	06E
Legal Township	01S
Legal Section	27
Legal Quarter	SW
Quarter-Quarter Section	NW
Legal Subdivision	GATEWAY RANCH
Legal Lot Number	148
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	2
Census Block	2008
Census Tract	815100

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2494 E OAKLAND ST, GILBERT, AZ 85295-9138
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Oct 13, 2021	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Jun 20, 2017	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA
Mar 3, 2020	Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK
May 18, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2013 · Amount on Record
Deed Sale	Aug 16, 2013 · Amount on Record
Prior Sale	Aug 16, 2013 · Amount on Record
Deed Document Number	20130750555
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2494 E OAKLAND ST, GILBERT, AZ 85295-9138
Transaction Type	Mortgage
Record Updated	Jan 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2494 E OAKLAND ST, GILBERT, AZ 85295-9138

Mortgage

Document Number	0000738762
Date	Dec 23, 2025
Instrument	20250738762

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2046

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2494 E OAKLAND ST, GILBERT, AZ 85295-9138
Transaction Type	Mortgage
Record Updated	Oct 21, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2494 E OAKLAND ST, GILBERT, AZ 85295-9138

Mortgage

Document Number	0001100663
Date	Oct 13, 2021
Instrument	20211100663

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2494 E OAKLAND ST, GILBERT, AZ 85295-9138
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000447605
Date	Jun 20, 2017
Instrument	2017-0447605

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

March 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MARICOPA AZ
Property Address	2494 E OAKLAND ST, GILBERT, AZ 85295-9138
Document Number	0000278673
Instrument Date	Mar 3, 2020
Transaction Type	Mortgage
Record Updated	Apr 9, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2494 E OAKLAND ST GILBERT AZ 852959138, GILBERT, AZ 85295-9138

Mortgage

Document Number	0000278673
Date	Apr 1, 2020
Instrument	278673

Lender

Name	WELLS FARGO BK
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 31, 2050

Interest

Rate	3.37%

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2494 E OAKLAND ST, GILBERT, AZ 85295-9138
Document Number	0000412690
Instrument Date	May 18, 2017
Transaction Type	Mortgage
Record Updated	Jun 13, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2494 E OAKLAND ST GILBERT AZ 852959138, GILBERT, AZ 85295-9138

Mortgage

Document Number	0000412690
Date	Jun 7, 2017
Instrument	412690

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410-8000

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 6, 2047

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Higley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$57,360 (+1.29%)	$573,600 (+1.29%) Land $114,700 Building $458,900
2025	$2,380.00 (-6.56%)
2024		$56,630	$566,300 Land $113,200 Building $453,100
2023	$2,547.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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