McCook County property record for 24940 431st Ave, Spencer, SD 57374
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 3 ba · 2,176 sqft · built 2017 |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,538 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 04.32.2001 |
| Primary APN | 04.32.2001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,176 sqft Living Area |
| Gross Area | 4,352 sqft |
| 1st Floor Area | 2,176 sqft |
| Basement Area | 2,176 sqft |
| Unfinished Basement | 2,176 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 435,600 sqft (10 acres) |
| Garage Type | Attached |
| Garage Area | 1,618 sqft |
| Parking Spaces | 6 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 24940 431ST AVE |
|---|---|
| City | SPENCER |
| State | SD |
| Zip | 57374-5012 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | TRACT 1 DEMENT ADD NW4 32-104-56 |
| Legal Range | 56 |
| Legal Township | 104 |
| Legal Section | 32 |
| Legal Subdivision | DEMENT ADD |
| Legal Tract | 1 |
| Jurisdiction | MCCOOK SD |
| Township / Civil Division | PEARL |
| Census Block Group | 2 |
| Census Block | 2110 |
| Census Tract | 964600 |
Source: McCook County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 24940 431ST AVE, SPENCER, SD 57374-5012 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: McCook County assessment roll, as of October 2, 2026
| Type | Name |
|---|---|
| State | South Dakota |
| County | McCook County |
| County Subdivision | Pearl Township |
| Unified School District | McCook Central School District 43-7 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,538.00 (+32.23%) | $331,405 (+2.87%) Land $28,205 Building $303,200 | $331,405 (+2.87%) Land $28,205 Building $303,200 |
| 2023 | $322,149 Land $25,949 Building $296,200 | $322,149 Land $25,949 Building $296,200 | |
| 2022 | $3,432.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1997) |
| Most Recent Claim | Mar 1997 · Severe Flooding, Sever Winter Storms,heavy Rains High Winds |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 90% of South Dakota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TrioTel Communications Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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