McCook County property record for 24938 431st Ave, Spencer, SD 57374
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,464 sqft · built 1913 |
| Lot Size | 64.6 acres (2,816,590 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,282 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 04.32.2003 |
| Primary APN | 04.32.2003 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 2,464 sqft Living Area |
| Gross Area | 3,696 sqft |
| 1st Floor Area | 1,232 sqft |
| Basement Area | 1,232 sqft |
| Unfinished Basement | 1,232 sqft |
| Year Built | Built 1913 |
|---|---|
| Effective Year Built | Effective 1913 |
| Exterior Material | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 2,816,590 sqft (64.6 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Deck Area | 98 sqft |
| Cooling System | None |
|---|---|
| Heating System | Hot Water |
| Street Address | 24938 431ST AVE |
|---|---|
| City | SPENCER |
| State | SD |
| Zip | 57374-5012 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | TRACT 3 DEMENT ADD N2 32-104-56 |
| Legal Range | 56 |
| Legal Township | 104 |
| Legal Section | 32 |
| Legal Subdivision | DEMENT ADD |
| Legal Tract | 3 |
| Jurisdiction | MCCOOK SD |
| Township / Civil Division | PEARL |
| Census Block Group | 2 |
| Census Block | 2110 |
| Census Tract | 964600 |
24938 431st Ave, a rural home, is owned by two individuals.
Source: McCook County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 24940 431ST AVE, SPENCER, SD 57374-5012 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 24938 431st Ave was $1,282.
Source: McCook County assessment roll, as of October 2, 2026
| Type | Name |
|---|---|
| State | South Dakota |
| County | McCook County |
| County Subdivision | Pearl Township |
| Unified School District | McCook Central School District 43-7 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,282.00 | $238,391 Land $154,791 Building $83,600 | $238,391 Land $154,791 Building $83,600 |
| 2023 | $153,775 Land $142,475 Building $11,300 | $153,775 Land $142,475 Building $11,300 | |
| 2022 | $1,234.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 24938 431st Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective March 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1997) |
| Most Recent Claim | Mar 1997 · Severe Flooding, Sever Winter Storms,heavy Rains High Winds |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 24938 431st Ave is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 90% of South Dakota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TrioTel Communications Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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