2494 FM 981, Leonard, TX 75452 Property Records

Fannin County property record for 2494 FM 981, Leonard, TX 75452

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,462 sqft · built 2019
Lot Size	1.1 acres (47,916 sqft)
Owner	2 Individual Names on File
Last Sale	$338,171 (Sep 2025)
Tax Bill	$5,610 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Feb 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`0919-002-0020-02`

Property Details

APN / Parcel Number

Primary APN	`0919-002-0020-02`
Alternative APN	`125502`

Interior

Full Baths	2 Baths
Building Area	1,462 sqft Living Area
1st Floor Area	1,462 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable
Lot Area	47,916 sqft (1.1 acres)
Garage Type	Attached
Garage Area	563 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Electric

Location & Zoning

Account Number	0919-002-0020-02
Street Address	2494 FM 981
City	LEONARD
State	TX
Zip	75452-4958
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A0919 P PRICE, ACRES 1.1, POA FOR COLETTE LINDA STAPLETON
Legal Subdivision	THE P K PRICE SURVEY ABSTRACT NO 919
Jurisdiction	FANNIN TX
Township / Civil Division	LEONARD
Census Block Group	1
Census Block	1027
Census Tract	950701

Owner

2494 FM 981 is owned and occupied by two individuals who bought it in September 2025.

Source: Fannin County records, as of December 2, 2025

Owner of Record	2 Individual Names on File
Mailing Address	2494 FM 981, LEONARD, TX 75452-4958
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2025	Vendor's Lien, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Feb 19, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2025 · Amount on File
Deed Sale	Sep 4, 2025 · Amount on File
Prior Sale	Nov 27, 2018
Deed Document Number	20255444
Prior Transfer Date	Dec 20, 2019
Prior Transfer Doc	2020001046
Record Updated	Jun 8, 2026

September 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	FANNIN TX
Recording Date	Sep 4, 2025
Property Address	2494 FM 981, LEONARD, TX 75452-4958
Document Number	2025005444
Map Reference	DOC 2020001045
Instrument Date	Aug 29, 2025
Instrument	2025005444
Transaction Type	Transfer
Record Updated	Nov 18, 2025
Title Company	COLE TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	154 SEAWARD MILLS RD # RD2, RD2, VASSALBORO, ME 04989-3627

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2494 FM 981, LEONARD, TX 75452-4958

Mortgage

Document Number	2025005445
Date	Sep 4, 2025
Instrument	2025005445

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

February 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FANNIN TX
Recording Date	Feb 19, 2020
Property Address	2494 FM 981, LEONARD, TX 75452-4958
Document Number	2020001046
Instrument Date	Dec 20, 2019
Instrument	2020001046
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2494 FM 961, LEONARD, TX 75452

Tax Assessment & Valuation

The 2025 property tax bill for 2494 FM 981 was $5,610 with exemptions applied, up 367.1% from the year before.

Source: Fannin County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Fannin County
Unified School District	Leonard Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,610.00 (+367.11%) Homeowner's exemption Senior Citizen's exemption	$360,790 (-1.43%) Land $95,290 Building $265,500	$360,790 (-1.43%) Land $95,290 Building $265,500
2024	$1,201.00 Homeowner's exemption Senior Citizen's exemption	$366,040 (+0.61%) Land $93,840 Building $272,200	$366,040 (+0.61%) Land $93,840 Building $272,200
2023		$363,830 Land $94,800 Building $269,030	$363,830 Land $94,800 Building $269,030

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2494 FM 981 in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective June 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	10 (2015–2020)
Claims Outside the SFHA	1 of 10
Most Recent Claim	Mar 2020 · other causes
Claims by Event	Severe Storms And Flooding, Sep 2018 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2494 FM 981 is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 72% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST LEONARD WSC serves 2,733 people · EPA ID TX0740034
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
360 Broadband Fiber · Fixed Wireless in parts of the area	2,000 / 2,000
Rise Broadband Fixed Wireless	300 / 60
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on FM 981

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