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2493 McMichael Rd, Saint Cloud, FL 34771 Property Records

Osceola County property record for 2493 McMichael Rd, Saint Cloud, FL 34771 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 3,117 sqft · built 2002
Lot Size4.96 acres (216,493 sqft)
OwnerIndividual Name on File
Tax Bill$8,208 (2025)
Deeds & MortgagesApr 2021 Mortgage
Mar 2020 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN118588

Property Details

APN / Parcel Number

Primary APN118588
Alternative APN
  • 152531426000010045

Interior

Bedrooms4 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,117 sqft Heated Area
Gross Area3,505 sqft
1st Floor Area1,102 sqft
Upper Floors Area1,465 sqft
FlooringCarpet
Interior WallsPaneling

Exterior

Year BuiltBuilt 2002
Exterior MaterialAluminum Siding
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area216,493 sqft (4.96 acres)
Garage Area550 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchEnclosed Porch
Porch Area938 sqft
Deck Area220 sqft
Patio Area220 sqft
FenceFence
Stable1,156 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number118588
Street Address2493 MCMICHAEL RD
CitySAINT CLOUD
StateFL
Zip34771-9251
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNARCOOSSEE PB 1 PG 73 BEG AT SE COR LOT 4, N00-22-58W 120 FT TO POB; CONT N00-22-58W 233 FT, S89-47-45W 617.41 FT, S00-18-09E
Legal Range31E
Legal Township25S
Legal Section15
Legal SubdivisionNARCOOSSEE NEW MAP EAST
Legal Tract4260
Legal Block1
Legal Lot Number4
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1012
Census Tract43700

Owner

Source: Osceola County records · APN 118588

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2493 MCMICHAEL RD, SAINT CLOUD, FL 34771-9251
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 20, 2021Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN FINANCIAL NETWORK INC
Mar 06, 2020Quit Claim Deed, Transfer
EXPERTS TITLE TEAM LLC
Mar 29, 2019Deed of Trust, Mortgage · Conventional Mortgage
MUSTAFA ARI
Mar 06, 2017Quit Claim Deed, Transfer · Conventional Mortgage
ROI FUNDING LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Prior SaleOct 25, 2012 · Amount on Record
Last Transfer DateMar 06, 2020
Transfer Doc0056870225
Record UpdatedJun 08, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address2493 MCMICHAEL RD, SAINT CLOUD, FL 34771-9251
Transaction TypeMortgage
Record UpdatedMay 12, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
AddressCOND TORRES DE ESCORIAL #2604 2604, 2604, CAROLINA 987

Mortgage

Document Number0059400313
DateApr 20, 2021
Book Page5940/313
Instrument2021060003
Lender
NameAMERICAN FINANCIAL NETWORK INC
TypeFunding / Finance Company
AddressBREA, CA 92821
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2051

March 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateMar 06, 2020
Property Address2493 MCMICHAEL RD, SAINT CLOUD, FL 34771-9251
Document Number0056870225
Book / Page005687 / 000225
Instrument DateFeb 14, 2020
Instrument32938
Transaction TypeTransfer
Record UpdatedMay 25, 2020
Title CompanyEXPERTS TITLE TEAM LLC

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressTORRES DE ESCORIAL APYO 2604 CAROLINA PR 00987, CAROLINA, PR 00987

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address2493 MCMICHAEL RD, SAINT CLOUD, FL 34771-9251
Document Number0055010437
Instrument DateMar 29, 2019
Transaction TypeMortgage
Record UpdatedApr 16, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2493 MCMICHAEL RD ST CLOUD FL 347719251, ST CLOUD, FL 34771-9251

Mortgage

Document Number0055010437
DateApr 02, 2019
Book Page005501/000437
Instrument41133
Lender
NameMUSTAFA ARI
Address2647 ATHERTON DR, ORLANDO, FL 32824-4219
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term24 Months
DueApr 01, 2021

March 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateMar 06, 2017
Property Address2493 MCMICHAEL RD, SAINT CLOUD, FL 34771-9251
Document Number0051121246
Book / Page005112 / 001246
Instrument DateMar 02, 2017
Instrument35173
Transaction TypeTransfer
Record UpdatedApr 10, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,085.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3049 SW 177TH LANE RD OCALA FL 344734507, OCALA, FL 34473-4507

Mortgage

Document Number51121223
DateMar 06, 2017
Book Page005112/001223
Instrument35170
Lender
NameROI FUNDING LLC
AddressAPOPKA, FL 32712
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Mortgage

Document Number51121250,
DateMar 06, 2017
Book Page005112/001250
Instrument35175
Lender
NameBLOCK LLC UNI-K PLAN & TR (CT)
Address4164 CONWAY PLACE CIR, ORLANDO, FL 32812-7989
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$8,208.00 (+17.71%)$587,700 (+28.12%) Land $205,200 Building $382,500$587,700 (+28.12%) Land $205,200 Building $382,500
2023$6,973.00 (+10.28%)$458,700 (+11.55%) Land $136,800 Building $321,900$458,700 (+11.55%) Land $136,800 Building $321,900
2022$6,323.00$411,200 Land $136,800 Building $274,400$411,200 Land $136,800 Building $274,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskHigh
above 85% of the US · above 76% of Florida
Wildfire LikelihoodAbout 1 in 94 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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