Osceola County property record for 2490 McMichael Rd, Saint Cloud, FL 34771 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2000 |
| Square Footage | 2,796 sqft Heated Area |
| Lot Size | 217,974 sqft (5 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $610,000 (2021) |
| Tax Bill | $5,237.00 (2025) |
| Primary APN | 90910 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,796 sqft Heated Area |
| Gross Area | 4,324 sqft Gross Area |
| 1st Floor | 1,904 sqft 1st Floor |
| Upper Floors | 892 sqft Upper Floors |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Aluminum Siding Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 217,974 sqft (5 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 576 sqft Garage |
| Pool Area | 390 sqft Pool |
|---|---|
| Fence | Fence |
| Shed | 1 Shed |
| Shed Area | 160 sqft Shed |
| Deck Area | 310 sqft Deck |
| Porch | 1 Porch |
| Porch Area | 952 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 90910 |
|---|---|
| Street Address | 2490 MCMICHAEL RD |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-9250 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | NARCOOSSEE PB 1 PG 073 BEG 200 FT N OF SE COR LOT 5 N 200 FT, W 1090 FT, S 200 FT, E 1090 FT TO POB |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 15 |
| Legal Subdivision | NARCOOSSEE NEW MAP EAST |
| Legal Tract | 4260 |
| Legal Block | 1 |
| Legal Lot Number | 5 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1031 |
| Census Tract | 43700 |
Source: Osceola County records · APN 90910
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 2490 MCMICHAEL RD, SAINT CLOUD, FL 34771-9250 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 27, 2021 | Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC |
| Dec 31, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD |
| Dec 09, 2019 | Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| May 04, 2017 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 27, 2021 · Amount on Record |
| Deed Sale | Jul 27, 2021 · Amount on Record |
| Prior Sale | Sep 10, 2013 · Amount on Record |
| Deed Doc Number | 2021116388 |
| Deed Book / Page | 6010 / 2329 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jul 27, 2021 |
| Property Address | 2490 MCMICHAEL RD, SAINT CLOUD, FL 34771-9250 |
| Document Number | 0060102329 |
| Book / Page | 6010 / 2329 |
| Map Reference | MB 2 PG 230 |
| Instrument Date | Jul 26, 2021 |
| Instrument | 2021116388 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2021 |
| Title Company | SOUTH FLORIDA TITLE ASSOCIATES, SOUTH FLORIDA TITLE ASSC LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,270.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3180 BAYVIEW LN, 3180, SAINT CLOUD, FL 34772-8508 |
| Name | Verified Name |
|---|---|
| Address | 2490 MCMICHAEL RD, SAINT CLOUD, FL 34771-9250 |
| Document Number | 60102332 |
|---|---|
| Date | Jul 27, 2021 |
| Instrument | 6010/2332 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2490 MCMICHAEL RD, SAINT CLOUD, FL 34771-9250 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2490 MCMICHAEL RD, SAINT CLOUD, FL 34771-9250 |
| Document Number | 0058622044 |
|---|---|
| Date | Dec 31, 2020 |
| Book Page | 5862/2044 |
| Instrument | 2020177909 |
| Name | HIGHLANDS RESIDENTIAL MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Address | DALLAS, TX 75243 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2490 MCMICHAEL RD, SAINT CLOUD, FL 34771-9250 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0056362560 |
|---|---|
| Date | Dec 09, 2019 |
| Book Page | 5636/2560 |
| Instrument | 2019158983 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Address | ISELIN, NJ 08830 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2490 MCMICHAEL RD, SAINT CLOUD, FL 34771-9250 |
| Document Number | 0051460365 |
| Book / Page | 005146 / 000365 |
| Instrument Date | May 04, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 28, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 2490 MCMICHAEL RD ST CLOUD FL 347719250, ST CLOUD, FL 34771-9250 |
| Document Number | 0051460365 |
|---|---|
| Date | May 10, 2017 |
| Book Page | 005146/000365 |
| Instrument | 68989 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 09, 2047 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,237.00 (+6.83%) Homeowner's exemption | $367,445 (+5.99%) | $590,700 (+28.16%) Land $165,100 Building $425,600 |
| 2023 | $4,902.00 (-22.09%) Homeowner's exemption | $346,690 (-15.23%) | $460,900 (+12.69%) Land $90,300 Building $370,600 |
| 2022 | $6,292.00 | $409,000 Land $90,300 Building $318,700 | $409,000 Land $90,300 Building $318,700 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | High above 88% of the US · above 81% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 112 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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