2492 Lema Dr, Spring Hill, FL 34609 Property Records

Hernando County property record for 2492 Lema Dr, Spring Hill, FL 34609

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,810 sqft · built 2003
Lot Size	0.23 acres (10,000 sqft)
Owner	Individual Name on File
Last Sale	$64,700 (Oct 2024)
Tax Bill	$1,939 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Feb 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5090-0584-0020`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5090-0584-0020`
Alternative APNs	`00446958` `446958`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,810 sqft Living Area
Gross Area	2,408 sqft
1st Floor Area	1,810 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Combination
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Screened Porch
Porch Area	218 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00446958
Street Address	2492 LEMA DR
City	SPRING HILL
State	FL
Zip	34609-3519
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 9 BLK 584 LOT 2
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UN 9
Legal Block	584
Legal Lot Number	2
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	2
Census Block	2001
Census Tract	41106

Owner

2492 Lema Dr is owned and occupied by an individual who bought it in October 2024.

Source: Hernando County records, as of January 13, 2026

Owner of Record	Individual Name on File
Mailing Address	2492 LEMA DR, SPRING HILL, FL 34609-3519
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage PLAZA HOME MORTGAGE INC
Feb 13, 2017	Warranty Deed, Transfer · Conventional Mortgage GTE FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 14, 2024 · Amount on File
Deed Sale	Oct 14, 2024 · Amount on File
Prior Sale	Feb 13, 2017 · Amount on File
Deed Document Number	202463008
Deed Book / Page	4479 / 997
Prior Transfer Date	Dec 31, 2020
Prior Transfer Doc	0039351239
Record Updated	Oct 29, 2026

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HERNANDO FL
Recording Date	Jan 6, 2021
Property Address	2492 LEMA DR, SPRING HILL, FL 34609-3519
Document Number	0039351239
Book / Page	3935 / 1239
Map Reference	MB 8 PG 38-53
Instrument Date	Dec 31, 2020
Instrument	2021000882
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	LIBERTY TITLE AND ESCROW LLC, LIBERTY TITLE & ESCROW LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2492 LEMA DR, SPRING HILL, FL 34609-3519

Mortgage

Document Number	0039351240
Date	Jan 6, 2021
Instrument	3935/1240

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Feb 13, 2017
Property Address	2492 LEMA DR, SPRING HILL, FL 34609-3519
Document Number	0034381680
Book / Page	3438 / 1680
Map Reference	MB8 PG38-53
Instrument Date	Jan 26, 2017
Instrument	2017008059
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	CHELSEA TITLE OF THE NATURE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$903.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 15268, SPRING HILL, FL 34604-0115

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2492 LEMA DR, SPRING HILL, FL 34609-3519

Mortgage

Document Number	0034381681
Date	Feb 13, 2017
Instrument	3438/1681

Lender

Name	GTE FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2492 Lema Dr was $1,939.

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,939.00	$126,858	$232,778 Land $39,900 Building $192,878
2023		$119,692 Land $119,692
2022	$1,216.00		$219,877 Land $27,550 Building $192,327

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2492 Lema Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2022

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2492 Lema Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

May also be available: Verizon.

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