2452 Lema Dr, Spring Hill, FL 34609 Property Records

Hernando County property record for 2452 Lema Dr, Spring Hill, FL 34609

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,466 sqft · built 2018
Lot Size	0.23 acres (10,000 sqft)
Owner	Individual Name on Record
Last Sale	$217,150 (Jan 2019)
Tax Bill	$3,105 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Jan 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5090-0584-0070`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5090-0584-0070`
Alternative APNs	`00447001` `447001`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,466 sqft Living Area
Gross Area	3,375 sqft
1st Floor Area	2,466 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Combination
Construction Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	579 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	330 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00447001
Street Address	2452 LEMA DR
City	SPRING HILL
State	FL
Zip	34609-3519
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 9 BLK 584 LOT 7
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UN 9
Legal Block	584
Legal Lot Number	7
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	2
Census Block	2001
Census Tract	41106

Owner

Source: Hernando County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2452 LEMA DR, SPRING HILL, FL 34609-3519
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage EMM LOANS LLC
Jan 15, 2019	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FBC MORTGAGE LLC
Dec 21, 2017	Loan Modification, Mortgage · Line of Credit BANK OF AMERICA
Nov 7, 2017	Grant Deed, Transfer STEEL CITY TITLE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 15, 2019 · Amount on Record
Deed Sale	Jan 15, 2019 · Amount on Record
Deed Document Number	20192683
Deed Book / Page	3661 / 1276
Prior Transfer Date	Nov 7, 2006
Prior Transfer Doc	0023551040
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	2452 LEMA DR, SPRING HILL, FL 34609-3519
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2452 LEMA DR, SPRING HILL, FL 34609-3519

Mortgage

Document Number	0039321310
Date	Dec 30, 2020
Book Page	3932/1310
Instrument	2020082024

Lender

Name	EMM LOANS LLC
Type	Mortgage Company
Address	CHERRY HILL, NJ 08002

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

January 2019: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Jan 15, 2019
Property Address	2452 LEMA DR, SPRING HILL, FL 34609-3519
Document Number	0036611276
Book / Page	3661 / 1276
Map Reference	MB 8 PG 38-53
Instrument Date	Dec 28, 2018
Instrument	2019002683
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 7, 2021
Title Company	STEEL CITY TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,520.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9416 CAMDEN FIELD PKWY, 9416, RIVERVIEW, FL 33578-0519

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2452 LEMA DR, SPRING HILL, FL 34609-3519

Mortgage

Document Number	2019002684
Date	Jan 15, 2019
Instrument	2019002684

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

December 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HERNANDO FL
Property Address	2452 LEMA DR, SPRING HILL, FL 34609-3519
Document Number	0035430056
Instrument Date	Dec 21, 2017
Transaction Type	Mortgage
Record Updated	Aug 30, 2018
Title Company	STEEL CITY TITLE INC

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1383 ROUTE 30 CLINTON PA 150261743, CLINTON, PA 15026-1743

Mortgage

Document Number	0035430056
Date	Jan 11, 2018
Book Page	003543/000056
Instrument	2177

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit

Interest

Rate Type	Adjustable Rate

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HERNANDO FL
Recording Date	Nov 7, 2017
Property Address	2452 LEMA DR, SPRING HILL, FL 34609-3519
Document Number	0035230724
Book / Page	003523 / 000724
Instrument Date	Oct 16, 2017
Instrument	62945
Transaction Type	Transfer
Record Updated	Dec 12, 2017
Title Company	STEEL CITY TITLE INC

Transaction

Amount	Amount Recorded
Tax	$556.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	9416 CAMDEN FIELD PKWY RIVERVIEW FL 335780519, RIVERVIEW, FL 33578-0519

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,105.00 (+30.08%) Homeowner's exemption	$208,544 (+5.99%)	$439,089 (+3.7%) Land $42,000 Building $397,089
2023		$196,764 (+3%) Land $196,764
2022	$2,387.00 Homeowner's exemption	$191,033	$423,407 Land $29,000 Building $394,407

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2022

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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