2491 Zuni Rd, Saint Cloud, FL 34771 Property Records

Osceola County property record for 2491 Zuni Rd, Saint Cloud, FL 34771

Property Summary

Property Type	Vacant Land
Details	3 bd · 2 ba · 1,344 sqft · built 1979
Lot Size	0.13 acres (5,662 sqft)
Owner	2 Individual Names on Record
Last Sale	$474,000 (Apr 2026)
Tax Bill	$1,080 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Apr 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-25-31-3513-0001-0240`

Property Details

APN / Parcel Number

Primary APN	`16-25-31-3513-0001-0240`
Alternative APNs	`253116351300010240` `162531426000010135` `90997`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	1,344 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Custom Design
Exterior Material	Aluminum Siding
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	5,662 sqft (0.13 acres)
Garage Type	Carport
Garage Area	360 sqft
Carport	Carport
Carport Area	360 sqft
Porch	Florida Room
Porch Area	440 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	2491 ZUNI RD
City	SAINT CLOUD
State	FL
Zip	34771-7810
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Local Zoning Code	OAC
Legal Description	ELLINGTON PLACE PB 35 PGS 17-18 LOT 24
Legal Range	31E
Legal Township	25S
Legal Section	16
Legal Subdivision	NARCOOSSEE NEW MAP OF
Legal Tract	4260
Legal Block	135
Legal Lot Number	24
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1031
Census Tract	43700

Owner

Source: Osceola County records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2491 ZUNI RD, SAINT CLOUD, FL 34771-7810
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2026	Special Warranty Deed, Transfer · FHA Mortgage TRAILBLAZER MORTGAGE
Apr 20, 2026	Special Warranty Deed, Transfer · FHA Mortgage TRAILBLAZER MORTGAGE
May 2, 2022	Special Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2026 · Amount on Record
Deed Sale	Apr 20, 2026 · Amount on Record
Prior Sale	Apr 25, 2025 · Amount on Record
Deed Document Number	202651799
Deed Book / Page	6958 / 67
Record Updated	Sep 20, 2026

April 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Apr 20, 2026
Property Address	2491 ZUNI RD, SAINT CLOUD, FL 34771-7810
Document Number	0069580067
Book / Page	6958 / 67
Instrument Date	Apr 17, 2026
Instrument	202651799
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$335,118.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2491 ZUNI RD, SAINT CLOUD, FL 34771-7810

Mortgage

Document Number	0000051800,
Date	Apr 20, 2026
Book Page	6958/70
Instrument	202651800

Lender

Name	TRAILBLAZER MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6%
Max Rate	-1%

April 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Apr 20, 2026
Property Address	2491 ZUNI RD, SAINT CLOUD, FL 34771-7810
Document Number	0000051799
Book / Page	6958 / 67
Instrument Date	Apr 17, 2026
Instrument	2026.51799
Transaction Type	Transfer
Record Updated	May 1, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$335,118.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2491 ZUNI RD, SAINT CLOUD, FL 34771-7810

Mortgage

Document Number	0000051800,
Date	Apr 20, 2026
Book Page	6958/70
Instrument	2026.51800

Lender

Name	TRAILBLAZER MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6%
Max Rate	-1%

May 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	May 2, 2022
Property Address	2491 ZUNI RD, SAINT CLOUD, FL 34771
Document Number	0062051084
Book / Page	6205 / 1084
Instrument Date	Apr 26, 2022
Instrument	2022069322
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$4,487.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5368 NORTHWEST US HIGHWAY 441, 5368, JASPER, FL 32052

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1101 N LAKE DESTINY RD STE 475, 475, MAITLAND, FL 32751-7126

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,080.00 (+111.76%)	$78,000 (-79.35%) Land $78,000	$78,000 (-79.35%) Land $78,000
2024	$510.00 (-91.35%)
2023	$5,896.00 (+285.61%)	$377,700 (+248.67%) Land $298,100 Building $79,600	$377,700 (+5.65%) Land $298,100 Building $79,600
2022	$1,529.00 Homeowner's exemption	$108,325	$357,500 Land $298,100 Building $59,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 330 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	330 in force
Nearby Flood Claims	18 (2004–2022)
Claims Outside the SFHA	1 of 18
Most Recent Claim	Oct 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Oct 2022 · 2 claims Hurricane Ian, Sep 2022 · 5 claims Hurricane Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 64% of Florida
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, Xfinity.

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