2485 Zuni Rd, Saint Cloud, FL 34771 Property Records

Osceola County property record for 2485 Zuni Rd, Saint Cloud, FL 34771

Property Summary

Property TypeResidential Vacant Land
Lot Size0.11 acres (4,792 sqft)
OwnerIndividual Name on Record
Last Sale$445,000 (Mar 2026)
Tax Bill$1,080 (2025)
Deeds & MortgagesMar 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN162531351300010230

Property Details

APN / Parcel Number

Primary APN162531351300010230

Exterior

Lot Area4,792 sqft (0.11 acres)

Location & Zoning

Street Address2485 ZUNI RD
CitySAINT CLOUD
StateFL
Zip34771-7810
Property CategoryResidential
Property TypeVacant Land > Residential
Legal DescriptionELLINGTON PLACE PB 35 PGS 17-18 LOT 23
Legal Lot Number23
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1031
Census Tract43700

Owner

Source: Osceola County records, as of March 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address2485 ZUNI ROAD, SAINT CLOUD, FL 34771-7810
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 4, 2026 · Amount on Record
Deed SaleMar 4, 2026 · Amount on Record
Prior SaleApr 25, 2025 · Amount on Record
Deed Document Number2026028392
Deed Book / Page6931 / 904
Record UpdatedJun 8, 2026

March 2026: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateMar 4, 2026
Property Address2485 ZUNI RD, SAINT CLOUD, FL 34771-7810
Document Number0069310904
Book / Page6931 / 904
Map ReferenceMB 35 PG 17-18
Instrument DateFeb 27, 2026
Instrument2026028392
Transaction TypeTransfer
Record UpdatedMar 18, 2026
Title CompanyFIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,115.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1064 GREENWOOD BLVD STE 124, 124, LAKE MARY, FL 32746-5419

Transferred To (Grantee/Buyer)

NameVerified Name
Address2485 ZUNL ROAD, SAINT CLOUD, FL 34771-7810

Mortgage

Document Number0006931907
DateMar 4, 2026
Instrument6931/907
Lender
NameTRAILBLAZER MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2056

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,080.00$78,000 Land $78,000$78,000 Land $78,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 330 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies330 in force
Nearby Flood Claims18 (2004–2022)
Claims Outside the SFHA1 of 18
Most Recent ClaimOct 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Oct 2022 · 2 claims
  • Hurricane Ian, Sep 2022 · 5 claims
  • Hurricane Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 76% of the US · above 64% of Florida
Wildfire Likelihood0.5% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOHO WATER AUTHORITY-POINCIANA SYSTEM
public/private · serves 69,447 people · EPA ID FL3494429
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
2,000 / 1,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

May also be available: AT&T, Xfinity.

Nearby Properties on Zuni Rd

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