2491 W 525 S, Layton, UT 84041 Property Records

Davis County property record for 2491 W 525 S, Layton, UT 84041

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,030 sqft · built 2016
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on Record
Last Sale	$351,000 (Dec 2020)
Tax Bill	$733 (2025)
Deeds & Mortgages	Sep 2024 Mortgage Sep 2024 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-846-0506`

Property Details

APN / Parcel Number

Primary APN	`12-846-0506`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,030 sqft Living Area
Basement Area	2,168 sqft
Unfinished Basement	2,168 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Ranch
Exterior Material	Combination
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.14 acres)
Garage Area	756 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2491 W 525 S
City	LAYTON
State	UT
Zip	84041-5540
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALL OF LOT 506, VILLAS AT HARMONY PLACE PRUD NO. 5, THE. CONT. 0.14000 ACRES
Legal Subdivision	VILLAS AT HARMONY PL 5
Legal Lot Number	506
Jurisdiction	DAVIS UT
Township / Civil Division	NORTH DAVIS
Census Block Group	2
Census Block	2001
Census Tract	125411

Owner

Source: Davis County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2491 W 525 S, LAYTON, UT 84041-5540
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2024	Deed of Trust, Mortgage · Stand-Alone First Mortgage AMERICA FIRST FCU
Sep 3, 2024	Intrafamily Transfer, Transfer
Apr 8, 2019	Trustee's Deed, Construction Loan · Construction Mortgage AMERICA FIRST FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 10, 2020 · Amount on Record
Deed Sale	Dec 10, 2020 · Amount on Record
Prior Sale	Feb 13, 2017 · Amount on Record
Deed Document Number	20203325010
Deed Book / Page	7654 / 1351
Last Transfer Date	Sep 3, 2024
Transfer Doc	008576/432
Record Updated	Oct 29, 2026

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	2491 W 525 S, LAYTON, UT 84041-5540
Transaction Type	Mortgage
Record Updated	Oct 16, 2025
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2491 W 525 S, LAYTON, UT 84041-5540

Mortgage

Document Number	008595/929
Date	Sep 30, 2024
Book Page	8595/929
Instrument	3588967

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84405

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Sep 30, 2034

September 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DAVIS UT
Recording Date	Sep 3, 2024
Property Address	2491 W 525 S, LAYTON, UT 84041-5540
Document Number	008576/432
Book / Page	8576 / 432
Instrument Date	Sep 3, 2024
Instrument	3585322
Transaction Type	Transfer
Record Updated	Oct 16, 2025

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2491 W 525 S, LAYTON, UT 84041-5540

April 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	DAVIS UT
Recording Date	Apr 8, 2019
Property Address	2491 W 525 S, LAYTON, UT 84041-5540
Book / Page	007236 / 001256
Instrument Date	Apr 5, 2019
Instrument	3152631
Transaction Type	Construction Loan
Record Updated	Apr 22, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2491 W 525 S LAYTON UT 840415540, LAYTON, UT 84041-5540

Mortgage

Document Number	0003152631
Date	Apr 8, 2019
Book Page	007236/001256
Instrument	3152631

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	RIVERDALE, UT 84406

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Apr 7, 2020

Tax Assessment & Valuation

Source: Davis County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Davis County
Municipality	Layton City
Unified School District	Davis School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$372,900 (-4.37%) Land $92,925 Building $279,975	$678,000 (-4.37%) Land $168,955 Building $509,045
2025	$733.00 (+4.86%)	$389,950 (-41.01%) Land $94,401 Building $295,549	$709,000 (+7.26%) Land $171,639 Building $537,361
2024	$699.00 (-80.29%)
2023	$3,546.00 (-5.14%)	$661,000 Land $100,183 Building $560,817	$661,000 Land $100,183 Building $560,817
2022	$3,738.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 78% of Utah
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAYTON CITY WATER SYSTEM serves 82,000 people · EPA ID UTAH06018
Water Source	Purchased surface water from WEBER BASIN WCD - CENTRAL
Last State Inspection	Sep 2023
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
CenturyLink Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Utah Broadband.

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