2469 W 525 S, Layton, UT 84041 Property Records

Davis County property record for 2469 W 525 S, Layton, UT 84041

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,915 sqft · built 2016
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,578 (2025)
Deeds & Mortgages	May 2026 Mortgage Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-846-0504`

Property Details

APN / Parcel Number

Primary APN	`12-846-0504`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,915 sqft Living Area
Basement Area	1,915 sqft
Unfinished Basement	1,915 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Ranch
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.14 acres)
Garage Area	734 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2469 W 525 S
City	LAYTON
State	UT
Zip	84041-5540
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALL OF LOT 504, VILLAS AT HARMONY PLACE PRUD NO. 5, THE. CONT. 0.14000 ACRES
Legal Subdivision	VILLAS HARMONY
Legal Lot Number	504
Jurisdiction	DAVIS UT
Township / Civil Division	NORTH DAVIS
Census Block Group	2
Census Block	2001
Census Tract	125411

Owner

Source: Davis County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2469 W 525 S, LAYTON, UT 84041-5540
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 21, 2026	Deed of Trust, Mortgage · Conventional Mortgage AMERICA FIRST FEDERAL CREDIT UNION
Aug 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Jul 14, 2022	Deed of Trust, Mortgage · Construction Mortgage AMERICA FIRST FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Recording Date	May 21, 2026
Property Address	2469 W 525 S, LAYTON, UT 84041-5540
Document Number	0003669060
Book / Page	9001 / 625
Instrument Date	May 19, 2026
Instrument	20263669060
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2469 W 525 S, LAYTON, UT 84041-5540
Investor	Possibly a Property Investor

Mortgage

Document Number	0003669060,
Date	May 21, 2026
Book Page	9001/625
Instrument	20263669060

Lender

Name	AMERICA FIRST FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 30, 2036

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	2469 W 525 S, LAYTON, UT 84041-5540
Transaction Type	Mortgage
Record Updated	Oct 16, 2025
Title Company	COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	07813/2669
Date	Aug 2, 2021
Book Page	7813/2669
Instrument	3405396

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	2469 W 525 S, LAYTON, UT 84041-5540
Transaction Type	Mortgage
Record Updated	Oct 16, 2025
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008050/934
Date	Jul 14, 2022
Book Page	8050/934
Instrument	3487818

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84405

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 30, 2032

Tax Assessment & Valuation

Source: Davis County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Davis County
Municipality	Layton City
Unified School District	Davis School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$360,250 (-4.1%) Land $92,925 Building $267,325	$655,000 (-4.1%) Land $168,955 Building $486,045
2025	$3,578.00 (+3.92%)	$375,650 (-41.12%) Land $94,401 Building $281,249	$683,000 (+7.05%) Land $171,639 Building $511,361
2024	$3,443.00 (+0.58%)
2023	$3,423.00 (-4.84%)	$638,000 Land $100,183 Building $537,817	$638,000 Land $100,183 Building $537,817
2022	$3,597.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 78% of Utah
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAYTON CITY WATER SYSTEM serves 82,000 people · EPA ID UTAH06018
Water Source	Purchased surface water from WEBER BASIN WCD - CENTRAL
Last State Inspection	Sep 2023
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
CenturyLink Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Utah Broadband.

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