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2491 Bella Rdg, Covington (Ft Mitchell), KY 41017 Property Records

Kenton County property record for 2491 Bella Rdg, Covington, KY 41017

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · built 2024
Lot Size0.034 acres (1,496 sqft)
Owner2 Individual Names on File
Last Sale$298,684 (Jul 2024)
Tax Bill$2,949 (2025)
Deeds & MortgagesJul 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN844-00-02-403.14

Property Details

APN / Parcel Number

Primary APN844-00-02-403.14

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Architectural StyleCondo/Apartment
Exterior MaterialBrick
Foundation TypeSlab (Mat/Raft)
Lot Area1,496 sqft (0.034 acres)
Garage TypeBasement
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Street Address2491 BELLA RDG
CityCOVINGTON
StateKY
Zip41017-3573
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionSIENA EAST AT TUSCANY PHASE 4 LOT 403 UNIT 403-104 1496 SF LOWER LEVEL RIGHT END HAYWARD GARAGE 403-G
Legal SubdivisionSIENA EAST AT TUSCANY
Legal Phase4
Legal Lot Number104-403
Legal Unit10
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group2
Census Block2004
Census Tract65100

Owner

2491 Bella Rdg, a condominium, is owned and occupied by two individuals who bought it in July 2024.

Source: Kenton County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address2491 BELLA RDG, COVINGTON, KY 41017-3573
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 10, 2024 · Amount on File
Deed SaleJul 10, 2024 · Amount on File
Deed Document Number202425
Deed Book / Page293 / 918
Record UpdatedOct 29, 2026

July 2024: Deed, Subdivision Related Transfer

Document TypeDeed
JurisdictionKENTON KY
Recording DateJul 10, 2024
Property Address2491 BELLA RDG, COVINGTON, KY 41017-3573
Document Number0005900025
Book / PageKC 293 / 918
Map ReferenceMB 233 PG 872
Instrument DateJun 14, 2024
Instrument24071005900025
Transaction TypeSubdivision Related Transfer
Record UpdatedNov 28, 2025
Title CompanyHOMESTEAD TITLE COMPANY, HOMESTEAD TITLE AGENCY LP

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$298.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3940 OLYMPIC BLVD STE 400, 400, ERLANGER, KY 41018-3593

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2491 BELLA RDG, COVINGTON, KY 41017-3573

Mortgage

Document Number0005900026
DateJul 10, 2024
Instrument24071005900026
Lender
NameVICTORY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 2491 Bella Rdg was $2,949.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$297,600 (-) Building $297,600$297,600 (-) Building $297,600
2025$2,949.00$297,600 Building $297,600$297,600 Building $297,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2491 Bella Rdg in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1993)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 1993 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2491 Bella Rdg is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber		3,000 / 3,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30

May also be available: T-Mobile.

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