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2489 Bella Rdg, Covington (Ft Mitchell), KY 41017 Property Records

Kenton County property record for 2489 Bella Rdg, Covington, KY 41017

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · built 2024
Lot Size0.033 acres (1,419 sqft)
OwnerIndividual Name on File
Last Sale$323,216 (May 2024)
Tax Bill$3,202 (2025)
Deeds & MortgagesMay 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN844-00-02-403.24

Property Details

APN / Parcel Number

Primary APN844-00-02-403.24

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Architectural StyleCondo/Apartment
Exterior MaterialBrick
Foundation TypeSlab (Mat/Raft)
Lot Area1,419 sqft (0.033 acres)
Garage TypeBasement
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Street Address2489 BELLA RDG
CityCOVINGTON
StateKY
Zip41017-3573
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionSIENA EAST AT TUSCANY PHASE 4 LOT 403 UNIT 403-204 1419 SF ENTRY LEVEL RIGHT END HAYWARD GARAGE 403-G
Legal SubdivisionSIENA EAST AT TUSCANY
Legal Phase4
Legal Lot Number204-403
Legal Unit20
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group2
Census Block2004
Census Tract65100

Owner

2489 Bella Rdg, a condominium, is owned and occupied by an individual who bought it in May 2024.

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address2489 BELLA RDG, COVINGTON, KY 41017-3573
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 24, 2024 · Amount on File
Deed SaleMay 24, 2024 · Amount on File
Deed Document Number202470
Deed Book / Page285 / 731
Record UpdatedOct 29, 2026

May 2024: Deed, Subdivision Related Transfer

Document TypeDeed
JurisdictionKENTON KY
Recording DateMay 24, 2024
Property Address2489 BELLA RDG, COVINGTON, KY 41017-3573
Document Number0005900070
Book / PageKC 285 / 731
Map ReferenceMB 233 PG 872
Instrument DateMay 14, 2024
Instrument24052405900070
Transaction TypeSubdivision Related Transfer
Record UpdatedNov 28, 2025
Title CompanyHOMESTEAD TITLE COMPANY, HOMESTEAD TITLE AGENCY LP

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$323.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3940 OLYMPIC BLVD STE 400, 400, ERLANGER, KY 41018-3593

Transferred To (Grantee/Buyer)

NameVerified Name
Address2489 BELLA RDG, COVINGTON, KY 41017-3573
InvestorPossibly a Property Investor

Mortgage

Document Number0005900071
DateMay 24, 2024
Instrument24052405900071
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 2489 Bella Rdg was $3,202.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$323,200 Building $323,200$323,200 Building $323,200
2025$3,202.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2489 Bella Rdg in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1993)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 1993 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2489 Bella Rdg is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber		3,000 / 3,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30

May also be available: T-Mobile.

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