24902 Stem Ave, Lake Forest, CA 92630 Property Records

Orange County property record for 24902 Stem Ave, Lake Forest, CA 92630

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,152 sqft · built 1965
Lot Size	0.165 acres (7,220 sqft)
Owner	Individual Name on Record
Tax Bill	$3,735 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Dec 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`619-023-57`

Property Details

APN / Parcel Number

Primary APN	`619-023-57`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,152 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Lot Area	7,220 sqft (0.165 acres)
Garage Area	371 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	24902 STEM AVE
City	LAKE FOREST
State	CA
Zip	92630-5252
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 5531 BLK LOT 34 TR 5531 LOT 34 POR OF LOT
Legal Subdivision	5531
Legal Tract	5531
Legal Lot Number	34
Jurisdiction	ORANGE CA
Township / Civil Division	MISSION VIEJO
Census Block Group	1
Census Block	1022
Census Tract	32014

Owner

Source: Orange County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	24902 STEM AVE, LAKE FOREST, CA 92630-5252
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2025	Deed of Trust, Mortgage EMPOWER DIGITAL MARKET LLC
Dec 22, 2025	Deed of Trust, Mortgage PACIFIC COAST RECOVERY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 12, 2001
Deed Sale	Mar 12, 2001
Prior Sale	Jan 7, 2000 · Amount on Record
Deed Document Number	20010140947
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	24902 STEM AVE, LAKE FOREST, CA 92630-5252
Transaction Type	Mortgage
Record Updated	Jan 14, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24902 STREER AVEUE, EL TORO, CA 92630

Mortgage

Document Number	0000360902
Date	Dec 31, 2025
Instrument	2025000360902

Lender

Name	EMPOWER DIGITAL MARKET LLC
Type	Non-Lending Institution

Agreement

Amount	Amount Recorded

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	24902 STEM AVE, LAKE FOREST, CA 92630-5252
Transaction Type	Mortgage
Record Updated	Jan 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000353157
Date	Dec 22, 2025
Instrument	2025000353157

Lender

Name	PACIFIC COAST RECOVERY LLC
Type	Non-Lending Institution

Agreement

Amount	Amount Recorded
Term	13 Months
Due	Jan 1, 2027

Interest

Rate	11.9%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Lake Forest City
Unified School District	Saddleback Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,735.00 (+4.39%) Homeowner's exemption	$368,855 (+4.04%) Land $219,538 Building $149,317
2023	$3,578.00 (+1.85%) Homeowner's exemption	$354,533 Land $211,013 Building $143,520
2022	$3,513.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2017

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL TORO WATER DISTRICT serves 53,415 people · EPA ID CA3010079
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Cityside Fiber, GeoLinks.

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