2432 E Stewart Rd, Midland, MI 48640 Property Records

Midland County property record for 2432 E Stewart Rd, Midland, MI 48640

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,987 sqft · built 1910
Lot Size7.4 acres (322,344 sqft)
OwnerIndividual Name on Record
Last Sale$249,000 (May 2021)
Tax Bill$3,362 (2022)
Deeds & MortgagesMay 2021 Sale & Mortgage
Jun 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN120-031-400-460-00

Property Details

APN / Parcel Number

Primary APN120-031-400-460-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,987 sqft Living Area
Basement Area448 sqft

Exterior

Year BuiltBuilt 1910
Lot Area322,344 sqft (7.4 acres)
Lot Dimensions192 ft deep x 300 ft wide
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Account Number12003140046000
Street Address2432 E STEWART RD
CityMIDLAND
StateMI
Zip48640-8938
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionSEC 31 T14N R2E COM 330 FT E OF INT OF RESERVE LN & E & W 1/4 LN, TH E 518.7 FT S 330 FT, E 100 FT, S 492.5 FT, W 363 FT, N
Legal Range02E
Legal Township14N
Legal Section31
JurisdictionMIDLAND MI
Township / Civil DivisionMIDLAND
Census Block Group2
Census Block2022
Census Tract290500

Owner

Source: Midland County records, as of June 19, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2432 E STEWART RD, MIDLAND, MI 48640-8938
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 10, 2021Warranty Deed, Transfer · Stand-Alone First Mortgage
DOW CHEMICAL EMPLOYEES CU
Jun 30, 2020Deed of Trust, Mortgage · Conventional Mortgage
DOW CHEMICAL EMPLOYEES CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 10, 2021 · Amount on Record
Deed SaleMay 10, 2021 · Amount on Record
Deed Document Number0001645890
Deed Book / Page1645 / 890
Record UpdatedJun 7, 2026

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMIDLAND MI
Recording DateMay 10, 2021
Property Address2432 E STEWART RD, MIDLAND, MI 48640-8938
Document Number1645/890
Book / Page1645 / 890
Instrument DateMay 6, 2021
Transaction TypeTransfer
Record UpdatedMay 27, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,867.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2432 E STEWART RD, 2432, MIDLAND, MI 48640-8938

Transferred To (Grantee/Buyer)

NameVerified Name
Address2202 BURLINGTON DR, MIDLAND, MI 48642-3895

Mortgage

Document Number1645891
DateMay 10, 2021
Instrument1645/891
Lender
NameDOW CHEMICAL EMPLOYEES CU
TypeCredit Union
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term180 Months
DueMay 6, 2036

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDLAND MI
Property Address2432 E STEWART RD, MIDLAND, MI 48640-8938
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1634/1426
DateJun 30, 2020
Book Page1634/1426
Lender
NameDOW CHEMICAL EMPLOYEES CU
TypeCredit Union
AddressMIDLAND, MI 48641
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2050

Tax Assessment & Valuation

Source: Midland County assessment roll, as of March 1, 2023

Property Jurisdictions

TypeName
StateMichigan
CountyMidland County
County SubdivisionMidland Charter Township
Unified School DistrictBullock Creek School District (KG - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2020)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2020 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MIDLAND
serves 42,547 people · EPA ID MI0004370
Water SourcePurchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State InspectionMar 2023
Lead3 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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