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249 Ware St, Palmer, MA 01069 Property Records

Hampden County and Palmer Town City property record for 249 Ware St, Palmer, MA 01069

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,196 sqft · built 2016
Lot Size0.2 acres (8,712 sqft)
Owner2 Individual Names on Record
Last Sale$385,000 (Sep 2026)
Tax Bill$6,707 (2025)
Deeds & MortgagesSep 2026 Sale & Mortgage
Jan 2024 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNPALM M:81 B:22

Property Details

APN / Parcel Number

Primary APNPALM M:81 B:22
Alternative APN
  • M:0081 L:000022

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories2 Stories
Building Area1,196 sqft Living Area
Gross Area2,584 sqft
1st Floor Area1,196 sqft
Basement Area624 sqft
Unfinished Basement624 sqft

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,712 sqft (0.2 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address249 WARE ST
CityPALMER
StateMA
Zip01069-1559
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal Block22
JurisdictionPALMER MA
Township / Civil DivisionPALMER TOWN
Census Block Group1
Census Block1015
Census Tract810100

Owner

Source: Hampden County and Palmer Town City records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address20 COLTON ST, 3, WORCESTER, MA 01610-2610
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Sep 28, 2026Quit Claim Deed, Transfer · Conventional Mortgage
GUARANTEED RATE
Jan 30, 2024Warranty Deed, Transfer · Stand-Alone First Mortgage
SALEM FIVE MORTGAGE CORP
Jun 28, 2019Warranty Deed, Transfer · Conventional with PMI
GUARANTEED RATE
Aug 16, 2017Warranty Deed, Transfer
COUNTRY BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 28, 2026 · Amount on Record
Deed SaleSep 28, 2026 · Amount on Record
Prior SaleJan 30, 2024 · Amount on Record
Deed Document Number202647411
Deed Book / Page26528 / 121
Prior Transfer DateSep 24, 2026
Prior Transfer Doc0000047411
Record UpdatedOct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPALMER MA
Recording DateSep 28, 2026
Property Address249 WARE ST, PALMER, MA 01069-1559
Document Number0000047411
Book / Page26528 / 121
Instrument DateSep 24, 2026
Instrument202647411
Transaction TypeTransfer
Record UpdatedOct 21, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety

Mortgage

DateSep 28, 2026
Lender
NameGUARANTEED RATE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Max Rate-1%

January 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPALMER MA
Recording DateJan 30, 2024
Property Address249 WARE ST, PALMER, MA 01069-1559
Document Number025305-559
Book / Page25305 / 559
Instrument DateJan 30, 2024
Instrument4093
Transaction TypeTransfer
Record UpdatedFeb 16, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address249 WARE ST, PALMER, MA 01069-1559

Mortgage

Document Number0000004094
DateJan 30, 2024
Instrument4094
Lender
NameSALEM FIVE MORTGAGE CORP
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPALMER MA
Recording DateJun 28, 2019
Property Address249 WARE ST, PALMER, MA 01069-1559
Document Number22736-246
Book / Page022736 / 000246
Instrument DateJun 19, 2019
Instrument35691
Transaction TypeTransfer
Record UpdatedJul 24, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,046.25
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2356 PROVIDENCE RD NORTHBRIDGE MA 015341397, NORTHBRIDGE, MA 01534-1397

Mortgage

Document Number22736-248
DateJun 28, 2019
Book Page022736/000248
Instrument35692
Lender
NameGUARANTEED RATE
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJun 27, 2049

Mortgage

Document Number22736-267,
DateJun 28, 2019
Book Page022736/000267
Instrument35693
Lender
NameGUARANTEED RATE
Agreement
AmountAmount Recorded
Term180 Months
DueJun 27, 2034

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPALMER MA
Recording DateAug 16, 2017
Property Address249 WARE ST, PALMER, MA 01069-1559
Document Number21815-202
Book / Page21815 / 202
Instrument47590
Transaction TypeTransfer
Record UpdatedMay 11, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$49.86
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address249 WARE ST, PALMER, MA 01069-1559

Mortgage

Document Number218150204
DateAug 16, 2017
Instrument21815/0204
Lender
NameCOUNTRY BANK
TypeBank
Agreement
AmountAmount Recorded
Term360 Months
DueAug 16, 2047

Tax Assessment & Valuation

Source: Hampden County and Palmer Town City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityPalmer Town City
Unified School DistrictPalmer School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,707.00 (+6.11%)$366,900 (+10.11%) Land $51,900 Building $315,000$358,815 (+16.47%)
2024$6,321.00 (+0.48%)$333,200 (+6.25%) Land $47,200 Building $286,000$308,085
2023$6,291.00$313,600 Land $47,200 Building $266,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

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