Hampden County and Palmer Town City property record for 248 Ware St, Palmer, MA 01069
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,096 sqft · built 1880 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $300,000 (Jul 2026) |
| Tax Bill | $3,446 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Jul 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | PALM M:81 B:7 |
| Primary APN | PALM M:81 B:7 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,096 sqft Living Area |
| Gross Area | 1,660 sqft |
| 1st Floor Area | 616 sqft |
| Basement Area | 480 sqft |
| Unfinished Basement | 480 sqft |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,890 sqft (0.25 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 248 WARE ST |
|---|---|
| City | PALMER |
| State | MA |
| Zip | 01069-1549 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Block | 7 |
| Jurisdiction | PALMER MA |
| Township / Civil Division | PALMER TOWN |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 810200 |
248 Ware St is owned by two individuals who bought it in July 2026.
Source: Hampden County and Palmer Town City records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 103 COTE RD, MONSON, MA 01057-9211 |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Jul 14, 2026 | Quit Claim Deed, Transfer · FHA Mortgage BAYCOAST MORTGAGE COMPANY LLC |
| Jul 14, 2026 | Quit Claim Deed, Transfer · FHA Mortgage BAYCOAST MORTGAGE COMPANY LLC |
| Jan 21, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage JOHNNY EAST LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 14, 2026 · Amount on File |
| Deed Sale | Jul 14, 2026 · Amount on File |
| Prior Sale | Jul 14, 2026 · Amount on File |
| Deed Document Number | 2026243266 |
| Prior Transfer Date | Mar 6, 2025 |
| Prior Transfer Doc | 0000239117 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PALMER MA |
| Recording Date | Jul 14, 2026 |
| Property Address | 248 WARE ST, PALMER, MA 01069-1549 |
| Document Number | 0000243266 |
| Instrument Date | Jul 10, 2026 |
| Instrument | 2026243266 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 103 COTE RD, MONSON, MA 01057-9211 |
| Date | Jul 14, 2026 |
|---|
| Name | BAYCOAST MORTGAGE COMPANY LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PALMER MA |
| Recording Date | Jul 14, 2026 |
| Property Address | 248 WARE ST, PALMER, MA 01069-1549 |
| Document Number | 0000032730 |
| Book / Page | 26416 / 76 |
| Instrument Date | Jul 10, 2026 |
| Instrument | 202632730 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 103 COTE RD, MONSON, MA 01057-9211 |
| Date | Jul 14, 2026 |
|---|
| Name | BAYCOAST MORTGAGE COMPANY LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PALMER MA |
| Property Address | 248 WARE ST, PALMER, MA 01069-1549 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 026193-457 |
|---|---|
| Date | Jan 21, 2026 |
| Book Page | 26193/457 |
| Instrument | 2818 |
| Name | JOHNNY EAST LLC |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 248 Ware St was $3,446, up 6.7% from the year before.
Source: Hampden County and Palmer Town City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Palmer Town City |
| Unified School District | Palmer School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,446.00 (+6.65%) | $188,500 (+10.69%) Land $53,000 Building $135,500 | $294,902 (+76.58%) |
| 2024 | $3,231.00 (+1.03%) | $170,300 (+6.84%) Land $48,100 Building $122,200 | $167,010 |
| 2023 | $3,198.00 | $159,400 Land $48,100 Building $111,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 248 Ware St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 248 Ware St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | THORNDIKE FIRE AND WATER DISTRICT serves 1,435 people · EPA ID MA1227001 |
|---|---|
| Water Source | Purchased groundwater from several systems |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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