249 Upper Lake Dr, Elgin, SC 29045 Property Records

Richland County property record for 249 Upper Lake Dr, Elgin, SC 29045

Property Summary

Property Type	Vacant Land
Lot Size	0.288 acres (12,567 sqft)
Owner	Company Name on Record
Last Sale	$200,000 (May 2024)
Tax Bill	$2,135 (2025)
Deeds & Mortgages	Aug 2022 Sale Nov 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`25814-01-07`

Property Details

APN / Parcel Number

Primary APN	`25814-01-07`
Alternative APNs	`R25814-01-07` `01910579`

Interior

Flooring	Wood

Exterior

Lot Area	12,567 sqft (0.288 acres)

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01910579
Street Address	249 UPPER LAKE DR
City	ELGIN
State	SC
Zip	29045-2101
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Local Zoning Code	PDD
Legal Description	LOT 10 80.2X155.9X144.7X44.5X23.5 #SU BEAVER PARK PH 2 AREA D 3 #PR RB1171-178
Legal Subdivision	BEAVER PARK @ WOOD CREEK
Legal Lot Number	10,80
Jurisdiction	RICHLAND SC
Township / Civil Division	PONTIAC
Census Block Group	2
Census Block	2047
Census Tract	11407

Owner

Source: Richland County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	315 PATTERSON AVE SE, ATLANTA, GA 30316-1690
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2022	Limited Warranty Deed, Transfer
Nov 9, 2017	Grant Deed, Mortgage · Line of Credit ENTERPRISE BK/SC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 20, 2024 · Amount on Record
Deed Sale	May 20, 2024 · Amount on Record
Prior Sale	Aug 22, 2022 · Amount on Record
Deed Document Number	202421896
Deed Book / Page	2924 / 3382
Record Updated	Sep 20, 2026

August 2022: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	RICHLAND SC
Recording Date	Aug 22, 2022
Property Address	249 UPPER LAKE DR, ELGIN, SC 29045-2101
Document Number	0027730181
Book / Page	2773 / 181
Map Reference	MB 1171 PG 178
Instrument Date	Aug 19, 2022
Instrument	2022047610
Transaction Type	Transfer
Record Updated	Apr 11, 2024

Transaction

Amount	Amount Recorded
Tax	$208.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1224 PICKENS ST, COLUMBIA, SC 29201-3428

November 2017: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	RICHLAND SC
Recording Date	Nov 9, 2017
Property Address	249 UPPER LAKE DR, ELGIN, SC 29045-2101
Book / Page	002258 / 003362
Instrument Date	Nov 9, 2017
Instrument	85601
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1712 WOODCREEK FARMS RD ELGIN SC 290458755, ELGIN, SC 29045-8755

Mortgage

Document Number	2258/3362
Date	Nov 9, 2017
Book Page	002258/003362
Instrument	85601

Lender

Name	ENTERPRISE BK/SC
Type	Bank
Address	13497 BROXTON BRIDGE RD, EHRHARDT, SC 29081-9602

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	36 Months
Due	Nov 8, 2020

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Municipality	Columbia City
Unified School District	Richland School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,135.00 (+22%)		$62,500 (+25%) Land $62,500
2023	$1,750.00 (-1.3%)		$50,000 (-)
2021	$1,773.00	$3,000	$50,000 Land $50,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 31 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	31 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 94% of South Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Nearby Properties on Upper Lake Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures