229 Upper Lake Dr, Elgin, SC 29045 Property Records

Richland County property record for 229 Upper Lake Dr, Elgin, SC 29045 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 5.5 ba · 4,140 sqft · built 2017
Lot Size0.21 acres (9,148 sqft)
OwnerIndividual Name on File
Last Sale$520,000 (Oct 2019)
Tax Bill$5,257 (2025)
Deeds & MortgagesOct 2019 Sale & Mortgage
Feb 2019 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN25814-01-02

Property Details

APN / Parcel Number

Primary APN25814-01-02
Alternative APNs
  • R25814-01-02
  • 01910524

Interior

Bedrooms5 Beds
Full Baths5.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area4,140 sqft Heated Area
Gross Area5,030 sqft
1st Floor Area2,792 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Architectural StyleConventional
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area9,148 sqft (0.21 acres)
Garage Area628 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area262 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number01910524
Street Address229 UPPER LAKE DR
CityELGIN
StateSC
Zip29045-2101
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 15 60.1X140.5X58.4X18.2X12.9X126 #SU BEAVER PARK AREA D 3 #PR RB2373-3605 RB1171-178
Legal SubdivisionBEAVER PARK @ WOOD CREEK
Legal Lot Number15,60
JurisdictionRICHLAND SC
Township / Civil DivisionPONTIAC
Census Block Group2
Census Block2047
Census Tract11407

Owner

Source: Richland County records · APN 25814-01-02

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address229 UPPER LAKE DR, ELGIN, SC 29045-2101
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 14, 2019Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MTG
Feb 25, 2019Warranty Deed, Transfer
OTHER
Nov 03, 2017Grant Deed, Subdivision Related Transfer · FHA Mortgage
RESOURCE FIN'L SVC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 14, 2019 · Amount on Record
Deed SaleOct 14, 2019 · Amount on Record
Prior SaleFeb 25, 2019 · Amount on Record
Deed Document Number201976535
Deed Book / Page2436 / 3594
Record UpdatedSep 20, 2026

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRICHLAND SC
Recording DateOct 14, 2019
Property Address229 UPPER LAKE DR, ELGIN, SC 29045-2101
Document Number2436/3594
Book / Page002436 / 003594
Instrument DateOct 10, 2019
Instrument76535
Transaction TypeTransfer
Record UpdatedNov 05, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,924.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address229 UPPER LAKE DR ELGIN SC 290452101, ELGIN, SC 29045-2101

Mortgage

Document Number2436/3596
DateOct 14, 2019
Book Page002436/003596
Instrument76536
Lender
NameUNITED WHOLESALE MTG
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueOct 13, 2034

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRICHLAND SC
Recording DateFeb 25, 2019
Property Address229 UPPER LAKE DR, ELGIN, SC 29045-2101
Document Number2373/3606
Book / Page002373 / 003606
Instrument DateFeb 22, 2019
Instrument12978
Transaction TypeTransfer
Record UpdatedMar 20, 2019
Title CompanyOTHER

Transaction

AmountAmount Recorded
Tax$1,998.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address229 UPPER LAKE DR ELGIN SC 290452101, ELGIN, SC 29045-2101

November 2017: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionRICHLAND SC
Recording DateNov 03, 2017
Property Address229 UPPER LAKE DR, ELGIN, SC 29045-2101
Document Number2257/1660
Book / Page002257 / 001660
Instrument DateOct 31, 2017
Instrument84323
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 03, 2018

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,831.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address229 UPPER LAKE DR ELGIN SC 29045, ELGIN, SC 29045

Mortgage

Document Number2257/1664
DateNov 03, 2017
Book Page002257/001664
Instrument84324
Lender
NameRESOURCE FIN'L SVC
TypeFunding / Finance Company
AddressCOLUMBIA, SC 29205
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 02, 2047

Tax Assessment & Valuation

Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyRichland County
MunicipalityColumbia City
Unified School DistrictRichland School District 2 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,257.00 (+17.45%)$598,000 (+2,775%)$637,900 (+22.67%) Land $62,500 Building $575,400
2023$4,476.00 (-5.29%)$20,800 (-)$520,000 (-)
2021$4,726.00$20,800$520,000 Land $50,000 Building $470,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 32% of the US · above 6% of South Carolina
Wildfire LikelihoodAbout 1 in 7,143 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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