Richland County property record for 229 Upper Lake Dr, Elgin, SC 29045 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5.5 ba · 4,140 sqft · built 2017 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Individual Name on File |
| Last Sale | $520,000 (Oct 2019) |
| Tax Bill | $5,257 (2025) |
| Deeds & Mortgages | Oct 2019 Sale & Mortgage Feb 2019 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25814-01-02 |
| Primary APN | 25814-01-02 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,140 sqft Heated Area |
| Gross Area | 5,030 sqft |
| 1st Floor Area | 2,792 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,148 sqft (0.21 acres) |
| Garage Area | 628 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 262 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 01910524 |
|---|---|
| Street Address | 229 UPPER LAKE DR |
| City | ELGIN |
| State | SC |
| Zip | 29045-2101 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 15 60.1X140.5X58.4X18.2X12.9X126 #SU BEAVER PARK AREA D 3 #PR RB2373-3605 RB1171-178 |
| Legal Subdivision | BEAVER PARK @ WOOD CREEK |
| Legal Lot Number | 15,60 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | PONTIAC |
| Census Block Group | 2 |
| Census Block | 2047 |
| Census Tract | 11407 |
Source: Richland County records · APN 25814-01-02
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 229 UPPER LAKE DR, ELGIN, SC 29045-2101 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 14, 2019 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MTG |
| Feb 25, 2019 | Warranty Deed, Transfer OTHER |
| Nov 03, 2017 | Grant Deed, Subdivision Related Transfer · FHA Mortgage RESOURCE FIN'L SVC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 14, 2019 · Amount on Record |
| Deed Sale | Oct 14, 2019 · Amount on Record |
| Prior Sale | Feb 25, 2019 · Amount on Record |
| Deed Document Number | 201976535 |
| Deed Book / Page | 2436 / 3594 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Oct 14, 2019 |
| Property Address | 229 UPPER LAKE DR, ELGIN, SC 29045-2101 |
| Document Number | 2436/3594 |
| Book / Page | 002436 / 003594 |
| Instrument Date | Oct 10, 2019 |
| Instrument | 76535 |
| Transaction Type | Transfer |
| Record Updated | Nov 05, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,924.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 229 UPPER LAKE DR ELGIN SC 290452101, ELGIN, SC 29045-2101 |
| Document Number | 2436/3596 |
|---|---|
| Date | Oct 14, 2019 |
| Book Page | 002436/003596 |
| Instrument | 76536 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 13, 2034 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Feb 25, 2019 |
| Property Address | 229 UPPER LAKE DR, ELGIN, SC 29045-2101 |
| Document Number | 2373/3606 |
| Book / Page | 002373 / 003606 |
| Instrument Date | Feb 22, 2019 |
| Instrument | 12978 |
| Transaction Type | Transfer |
| Record Updated | Mar 20, 2019 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,998.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 229 UPPER LAKE DR ELGIN SC 290452101, ELGIN, SC 29045-2101 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Nov 03, 2017 |
| Property Address | 229 UPPER LAKE DR, ELGIN, SC 29045-2101 |
| Document Number | 2257/1660 |
| Book / Page | 002257 / 001660 |
| Instrument Date | Oct 31, 2017 |
| Instrument | 84323 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 03, 2018 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,831.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 229 UPPER LAKE DR ELGIN SC 29045, ELGIN, SC 29045 |
| Document Number | 2257/1664 |
|---|---|
| Date | Nov 03, 2017 |
| Book Page | 002257/001664 |
| Instrument | 84324 |
| Name | RESOURCE FIN'L SVC |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, SC 29205 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 02, 2047 |
Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Municipality | Columbia City |
| Unified School District | Richland School District 2 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,257.00 (+17.45%) | $598,000 (+2,775%) | $637,900 (+22.67%) Land $62,500 Building $575,400 |
| 2023 | $4,476.00 (-5.29%) | $20,800 (-) | $520,000 (-) |
| 2021 | $4,726.00 | $20,800 | $520,000 Land $50,000 Building $470,000 |
Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 32% of the US · above 6% of South Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 7,143 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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