249 Summerset Dr, Apopka, FL 32712 Property Records

Orange County property record for 249 Summerset Dr, Apopka, FL 32712

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 832 sqft · built 1983
Lot Size0.187 acres (8,132 sqft)
OwnerIndividual Name on Record
Last Sale$82,000 (Sep 2002)
Tax Bill$1,022 (2025)
Deeds & MortgagesSep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN04-21-28-8406-01-290

Property Details

APN / Parcel Number

Primary APN04-21-28-8406-01-290
Alternative APNs
  • 282104840601290
  • 189836
  • 193324
  • 196981

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area832 sqft Living Area
Gross Area1,144 sqft
1st Floor Area832 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 2000
Exterior MaterialWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,132 sqft (0.187 acres)
Garage TypeAttached
Garage Area312 sqft
Parking Spaces1 Parking Space
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address249 SUMMERSET DR
CityAPOPKA
StateFL
Zip32712-7034
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRTF
Legal DescriptionSUMMERSET UNIT 2 11/33 LOT 129
Legal Range28E
Legal Township21S
Legal Section04
Legal SubdivisionSUMMERSET UT 2
Legal Tract8406
Legal Block1
Legal Lot Number129
Legal Unit2
JurisdictionORANGE FL
Township / Civil DivisionAPOPKA
Census Block Group3
Census Block3014
Census Tract17701

Owner

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address249 SUMMERSET DR, APOPKA, FL 32712-7034
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 4, 2002 · Amount on Record
Deed SaleSep 4, 2002 · Amount on Record
Deed Book / Page6606 / 9236
Last Transfer DateJun 9, 2016
Transfer Doc0000310115
Record UpdatedJun 8, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address249 SUMMERSET DR, APOPKA, FL 32712-7034
Document Number0000514795
Instrument DateSep 25, 2020
Transaction TypeMortgage
Record UpdatedOct 22, 2020
Title CompanyAPOLLO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address249 SUMMERSET DR APOPKA FL 327127034, APOPKA, FL 32712-7034

Mortgage

Document Number0000514795
DateOct 2, 2020
Instrument514795
Lender
NameFAIRWINDS CU
AddressORLANDO, FL 32826
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueOct 1, 2035

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
MunicipalityApopka City
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$103,072 (+2.7%)$197,120 (-1.02%) Land $75,000 Building $122,120
2025$1,022.00 (+3.65%) Homeowner's exemption$100,362 (+5.99%)$199,150 (+2.31%) Land $75,000 Building $124,150
2024$986.00 (+8.35%)
2023$910.00 (+7.95%) Homeowner's exemption$94,693 (+3%)$194,655 (+9.65%) Land $85,000 Building $109,655
2022$843.00 Homeowner's exemption$91,935$177,532 Land $85,000 Building $92,532

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAPOPKA, CITY OF (5 WTPS)
serves 71,917 people · EPA ID FL3480200
Water SourceGroundwater
Last State InspectionApr 2023
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 654 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: CenturyLink, Metronet.

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