220 Summerset Dr, Apopka, FL 32712 Property Records

Orange County property record for 220 Summerset Dr, Apopka, FL 32712

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,551 sqft · built 1982
Lot Size	0.161 acres (7,005 sqft)
Owner	2 Individual Names on File
Tax Bill	$567 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Jan 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-21-28-8406-00-870`

Property Details

APN / Parcel Number

Primary APN	`04-21-28-8406-00-870`
Alternative APNs	`282104840600870` `189785` `193272` `196930`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,551 sqft Living Area
Gross Area	1,650 sqft
1st Floor Area	1,551 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1982
Effective Year Built	Effective 2000
Exterior Material	Stone
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,005 sqft (0.161 acres)
Porch	Slab
Porch Area	99 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	220 SUMMERSET DR
City	APOPKA
State	FL
Zip	32712-7007
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RTF
Legal Description	SUMMERSET UNIT 2 11/33 LOT 87
Legal Range	28E
Legal Township	21S
Legal Section	04
Legal Subdivision	SUMMERSET UT 2
Legal Tract	8406
Legal Lot Number	87
Legal Unit	2
Jurisdiction	ORANGE FL
Township / Civil Division	APOPKA
Census Block Group	3
Census Block	3016
Census Tract	17701

Owner

220 Summerset Dr is owned and occupied by two individuals who acquired it in September 2001.

Source: Orange County records, as of May 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	220 SUMMERSET DR, APOPKA, FL 32712-7007
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Jan 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage MR COOPER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2001
Deed Sale	Sep 26, 2001
Prior Sale	Apr 16, 2001 · Amount on File
Deed Book / Page	6356 / 5716
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	220 SUMMERSET DR, APOPKA, FL 32712-7007
Transaction Type	Mortgage
Record Updated	Sep 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 SUMMERSET DR, APOPKA, FL 32712-7007

Mortgage

Document Number	20210556523
Date	Sep 13, 2021
Instrument	20210556523

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	220 SUMMERSET DR, APOPKA, FL 32712-7007
Document Number	0000063181
Instrument Date	Jan 22, 2019
Transaction Type	Mortgage
Record Updated	Feb 20, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 SUMMERSET DR APOPKA FL 327127007, APOPKA, FL 32712-7007

Mortgage

Document Number	0000063181
Date	Jan 31, 2019
Instrument	63181

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 30, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 220 Summerset Dr was $567, up 3.3% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Apopka City
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$66,150 (+2.7%)	$276,630 (-1.18%) Land $75,000 Building $201,630
2025	$567.00 (+3.28%) Homeowner's exemption	$64,411	$279,930 Land $75,000 Building $204,930
2024	$549.00 (+5.78%)
2023	$519.00 (+9.49%) Homeowner's exemption	$60,773 (+3%)	$266,442 (+11.67%) Land $85,000 Building $181,442
2022	$474.00 Homeowner's exemption	$59,003	$238,591 Land $85,000 Building $153,591

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 220 Summerset Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 220 Summerset Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	APOPKA, CITY OF (5 WTPS) serves 71,917 people · EPA ID FL3480200
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 654 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Metronet.

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