Bedford County property record for 249 Spring St, Bedford, PA 15522
| Property Type | Single Family Home |
|---|---|
| Details | 1,388 sqft · built 1900 |
| Lot Size | 0.192 acres (8,364 sqft) |
| Owner | Individual Name on File |
| Last Sale | $167,500 (Oct 2021) |
| Tax Bill | $1,162 (2026) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage Jan 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | E.09-C.04-039 |
| Primary APN | E.09-C.04-039 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,388 sqft Living Area |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Lot Area | 8,364 sqft (0.192 acres) |
| Shed | 1 Shed |
| Street Address | 249 SPRING ST |
|---|---|
| City | BEDFORD |
| State | PA |
| Zip | 15522-1251 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 249 SPRING ST |
| Jurisdiction | BEDFORD PA |
| Township / Civil Division | BEDFORD |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 960700 |
249 Spring St is owned and occupied by an individual who bought it in October 2021.
Source: Bedford County records, as of August 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 249 SPRING ST, BEDFORD, PA 15522-1251 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 5, 2021 | Deed, Transfer · Conventional Mortgage EMM LOANS LLC |
| Jan 24, 2020 | Deed, Transfer · FHA Mortgage MORTGAGE NETWORK INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 5, 2021 · Amount on File |
| Deed Sale | Oct 5, 2021 · Amount on File |
| Prior Sale | Jan 24, 2020 · Amount on File |
| Deed Document Number | 20216029 |
| Deed Book / Page | 2021 / 6029 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BEDFORD PA |
| Recording Date | Oct 5, 2021 |
| Property Address | 249 SPRING ST, BEDFORD, PA 15522-1251 |
| Document Number | 2021/6029 |
| Book / Page | 2021 / 6029 |
| Instrument Date | Oct 4, 2021 |
| Instrument | 2021-006029 |
| Transaction Type | Transfer |
| Record Updated | Oct 18, 2021 |
| Title Company | CENTRAL PENN SETTLEMENT SERVICES, CENTRAL PA SETTLEMENT SVCS |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,675.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 249 SPRING ST, BEDFORD, PA 15522-1251 |
| Document Number | 2021006030 |
|---|---|
| Date | Oct 5, 2021 |
| Instrument | 2021-006030 |
| Name | EMM LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BEDFORD PA |
| Recording Date | Jan 24, 2020 |
| Property Address | 249 SPRING ST, BEDFORD, PA 15522-1251 |
| Document Number | 2020/0404 |
| Book / Page | 2020 / 0404 |
| Instrument Date | Jan 24, 2020 |
| Instrument | 2020-000404 |
| Transaction Type | Transfer |
| Record Updated | Jul 15, 2021 |
| Title Company | ACQUIRE SETTLEMENT SERVICES LLC, ACQUIRE SETTLEMENT SVCS LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 249 SPRING ST, BEDFORD, PA 15522-1251 |
| Document Number | 2020000405 |
|---|---|
| Date | Jan 24, 2020 |
| Instrument | 2020-000405 |
| Name | MORTGAGE NETWORK INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2050 |
The 2026 property tax bill for 249 Spring St was $1,162.
Source: Bedford County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Bedford County |
| Municipality | Bedford Borough |
| Unified School District | Bedford Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,162.00 | $79,200 Land $19,900 Building $59,300 | $79,200 (-) Land $19,900 Building $59,300 |
| 2025 | $79,200 Land $19,900 Building $59,300 | ||
| 2023 | $1,465.00 Additional exemption filed | $79,200 Land $19,900 Building $59,300 | |
| 2012 | $79,200 Land $19,900 Building $59,300 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 249 Spring St in Zone X, an area of minimal flood risk, though there have been 24 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 24 (1983–2018) |
| Claims Outside the SFHA | 3 of 24 |
| Most Recent Claim | Sep 2018 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 249 Spring St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MUN AUTH OF BORO OF BEDFORD serves 5,127 people · EPA ID PA4050002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Organic carbon removal Oct 2018 |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Crowsnest Broadband Fixed Wireless | 400 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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