232 Spring St, Bedford, PA 15522 Property Records

Bedford County property record for 232 Spring St, Bedford, PA 15522

Property Summary

Property Type	Single Family Home
Details	840 sqft · built 1889
Lot Size	0.385 acres (16,771 sqft)
Owner	Individual Name on File
Last Sale	$42,000 (Jun 2001)
Tax Bill	$1,529 (2026)
Deeds & Mortgages	Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`E.09-D.04-211`

Property Details

APN / Parcel Number

Primary APN	`E.09-D.04-211`
Alternative APN	`010-001183`

Interior

Stories	1 Story
Building Area	840 sqft Living Area

Exterior

Year Built	Built 1889
Effective Year Built	Effective 1889
Lot Area	16,771 sqft (0.385 acres)
Shed	1 Shed

Location & Zoning

Street Address	232 SPRING ST
City	BEDFORD
State	PA
Zip	15522-1108
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	232 SPRING ST
Jurisdiction	BEDFORD PA
Township / Civil Division	BEDFORD
Census Block Group	2
Census Block	2028
Census Tract	960700

Owner

Source: Bedford County records · APN E.09-D.04-211

Assessment roll updated August 11, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	232 SPRING ST, BEDFORD, PA 15522-1108
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 13, 2001 · Amount on Record
Deed Sale	Jun 13, 2001 · Amount on Record
Last Transfer Date	Jan 06, 2020
Transfer Doc	2020/0730
Record Updated	Sep 20, 2026

February 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BEDFORD PA
Recording Date	Feb 12, 2020
Property Address	232 SPRING ST, BEDFORD, PA 15522-1108
Document Number	2020/0730
Book / Page	2020 / 0730
Instrument Date	Jan 06, 2020
Instrument	2020-000730
Transaction Type	Transfer
Record Updated	Jul 15, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 SPRING ST, BEDFORD, PA 15522-1108

Mortgage

Document Number	2020000731
Date	Feb 12, 2020
Instrument	2020-000731

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 01, 2035

Tax Assessment & Valuation

Source: Bedford County records · Assessment roll updated August 11, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Bedford County
Municipality	Bedford Borough
Unified School District	Bedford Area School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,529.00 (+7.15%)	$69,400 (-) Land $24,800 Building $44,600	$69,400 (-) Land $24,800 Building $44,600
2025	$1,427.00 (+11.14%)	$69,400 (-) Land $24,800 Building $44,600	$69,400 (-) Land $24,800 Building $44,600
2023	$1,284.00 Additional exemption filed	$69,400 Land $24,800 Building $44,600
2012			$69,400 Land $24,800 Building $44,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 28, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	24 (1983–2018)
Claims Outside the SFHA	3 of 24
Most Recent Claim	Sep 2018 · river or lake flooding
Claims by Event	Tropical Depression Ivan, Sep 2004 · 2 claims Severe Storms And Flooding, Jan 1996 · 12 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Crowsnest Broadband Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 158 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	MUN AUTH OF BORO OF BEDFORD serves 5,127 people
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Oct 2018
Monitoring and Reporting	18 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.