Middlesex County and Waltham City property record for 249 Smith St, Waltham, MA 02451 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 2.5 ba · 3,045 sqft · built 1952 |
| Lot Size | 0.235 acres (10,258 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $59,000 (Mar 1977) |
| Tax Bill | $9,146 (2025) |
| Deeds & Mortgages | Feb 2020 Mortgage Feb 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 105923 |
| Primary APN | 105923 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 3,045 sqft Living Area |
| Gross Area | 4,276 sqft |
| Basement Area | 768 sqft |
| Unfinished Basement | 768 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,258 sqft (0.235 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 105923 |
|---|---|
| Street Address | 249 SMITH ST |
| City | WALTHAM |
| State | MA |
| Zip | 02451-1386 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 3 |
| Legal Lot Number | 2 |
| Jurisdiction | WALTHAM MA |
| Township / Civil Division | WALTHAM |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 368101 |
Source: Middlesex County and Waltham City records · APN 105923
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 249 SMITH ST, WALTHAM, MA 02451-1386 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 11, 2020 | Deed of Trust, Mortgage · Balloon Mortgage PEOPLES UNITED BANK |
| Feb 11, 2020 | Deed of Trust, Mortgage · ARM PEOPLES UNITED BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 18, 1977 · Amount on Record |
| Deed Sale | Mar 18, 1977 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTHAM MA |
| Property Address | 249 SMITH ST, WALTHAM, MA 02451-1386 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 74115-382 |
|---|---|
| Date | Feb 11, 2020 |
| Book Page | 74115/382 |
| Instrument | 20615 |
| Name | PEOPLES UNITED BANK |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTHAM MA |
| Property Address | 249 SMITH ST, WALTHAM, MA 02451-1386 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 74115-364 |
|---|---|
| Date | Feb 11, 2020 |
| Book Page | 74115/364 |
| Instrument | 20614 |
| Name | PEOPLES UNITED BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Type Change Date | Mar 01, 2030 |
Source: Middlesex County and Waltham City records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Waltham City |
| Unified School District | Waltham School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,146.00 (+3.44%) | $931,400 (+1.55%) Land $432,200 Building $499,200 | $1,235,855 (+19.7%) |
| 2024 | $8,842.00 (+1.05%) | $917,200 (+8.17%) Land $413,000 Building $504,200 | $1,032,460 |
| 2023 | $8,750.00 | $847,900 Land $374,800 Building $473,100 |
Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173681011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 2 (2018–2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jan 2024, rainfall accumulation |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 35 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Verizon | Fiber | 2,300 / 2,300 |
| Xfinity | Cable | 2,000 / 2,000 |
| Radiate Holdings | Cable | 1,500 / 50 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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