221 Smith St, Waltham, MA 02451 Property Records

Middlesex County and Waltham City property record for 221 Smith St, Waltham, MA 02451

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,612 sqft · built 1946
Lot Size	0.826 acres (36,002 sqft)
Owner	Individual Name on File
Last Sale	$565,000 (Apr 2007)
Tax Bill	$9,089 (2025)
Deeds & Mortgages	Nov 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`105905`

Property Details

APN / Parcel Number

Primary APN	`105905`
Alternative APN	`WALT M:006 B:003 L:0012`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,612 sqft Living Area
Gross Area	4,668 sqft
Basement Area	1,316 sqft
Finished Basement	1,316 sqft
Unfinished Basement	1,316 sqft

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	36,002 sqft (0.826 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	105905
Street Address	221 SMITH ST
City	WALTHAM
State	MA
Zip	02451-1384
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Block	3
Legal Lot Number	12
Jurisdiction	WALTHAM MA
Township / Civil Division	WALTHAM
Census Block Group	1
Census Block	1000
Census Tract	368101

Owner

Source: Middlesex County and Waltham City records · APN 105905

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	221 SMITH ST, WALTHAM, MA 02451-1384
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 02, 2007 · Amount on Record
Deed Sale	Apr 02, 2007 · Amount on Record
Prior Sale	Mar 27, 1998 · Amount on Record
Deed Document Number	200757809
Deed Book / Page	49220 / 525
Record Updated	Sep 20, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTHAM MA
Property Address	221 SMITH ST, WALTHAM, MA 02451-1384
Document Number	70481-41
Book / Page	070481 / 000041
Instrument Date	Nov 30, 2017
Transaction Type	Mortgage
Record Updated	Jan 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	70481-41
Date	Jan 08, 2018
Book Page	070481/000041
Instrument	2704

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Middlesex County and Waltham City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Waltham City
Unified School District	Waltham School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,089.00 (+5.22%)	$925,600 (+3.29%) Land $540,500 Building $385,100	$1,051,460 (+2.72%)
2024	$8,638.00 (+0.82%)	$896,100 (+7.94%) Land $516,700 Building $379,400	$1,023,625
2023	$8,568.00	$830,200 Land $469,200 Building $361,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (2018–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 2024 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Radiate Holdings Cable	1,500 / 50

May also be available: AT&T, T-Mobile USA.

Based on FCC filings for 324 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	WALTHAM WATER DEPARTMENT serves 65,218 people
Water Source	Purchased surface water from MWRA
Last State Inspection	Jun 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.