249 Pine Bay Dr, Union Hall, VA 24176 Property Records

Franklin County property record for 249 Pine Bay Dr, Union Hall, VA 24176

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,690 sqft · built 2009
Lot Size	0.519 acres (22,608 sqft)
Owner	Individual Name on File
Last Sale	$1,681,116 (Jan 2023)
Tax Bill	$7,273 (2025)
Deeds & Mortgages	Sep 2025 Transfer May 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`048 11-036 00`

Property Details

APN / Parcel Number

Primary APN	`048 11-036 00`
Alternative APN	`15354`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	13 Rooms
Stories	1 Story
Building Area	3,690 sqft Living Area
Gross Area	6,401 sqft
1st Floor Area	3,689 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2015
Exterior Material	Brick
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	22,608 sqft (0.519 acres)
Terrain	Rolling
View / Lot	Waterfront
Garage Area	720 sqft
Driveway	Concrete Driveway
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	647 sqft
Deck Area	160 sqft
Patio Area	80 sqft
Storage Building	Storage Building
Boat Access	Boat Access
Boat House	576 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	15354
Street Address	249 PINE BAY DR
City	UNION HALL
State	VA
Zip	24176-4102
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	CONTENTMENT ISLAND LOT 36 SECTION 1
Legal Subdivision	CONTENTMENT ISLAND
Legal Lot Number	36
Jurisdiction	FRANKLIN VA
Township / Civil Division	UNION HALL
Census Block Group	3
Census Block	3007
Census Tract	20102

Owner

Source: Franklin County assessment roll, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	249 PINE BAY DR, UNION HALL, VA 24176-4102
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2025	Transfer on Death Deed, Transfer
May 15, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jan 23, 2023	Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 23, 2023 · Amount on Record
Deed Sale	Jan 23, 2023 · Amount on Record
Prior Sale	Dec 10, 2007
Deed Document Number	2023361
Deed Book / Page	1194 / 2103
Last Transfer Date	Sep 15, 2025
Transfer Doc	0012342060
Record Updated	Sep 20, 2026

September 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	FRANKLIN VA
Recording Date	Sep 16, 2025
Property Address	249 PINE BAY DR, UNION HALL, VA 24176-4102
Document Number	0012342060
Book / Page	1234 / 2060
Map Reference	DOC 230000361
Instrument Date	Sep 15, 2025
Instrument	250006065
Transaction Type	Transfer
Record Updated	Oct 15, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	249 PINE BAY DR, UNION HALL, VA 24176-4102

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	249 PINE BAY DR, UNION HALL, VA 24176-4102
Transaction Type	Mortgage
Record Updated	Jun 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	249 PINE BAY DR, UNION HALL, VA 24176-4102

Mortgage

Document Number	0011982552
Date	May 15, 2023
Book Page	1198/2552
Instrument	230002644

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	May 15, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN VA
Recording Date	Jan 23, 2023
Property Address	249 PINE BAY DR, UNION HALL, VA 24176-4102
Document Number	0011942103
Book / Page	1194 / 2103
Instrument Date	Jan 12, 2023
Instrument	230000361
Transaction Type	Transfer
Record Updated	Jun 28, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount Recorded
Tax	$840.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	306 IVY LAKE DR, FOREST, VA 24551-4112

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,273.00	$1,691,600 (-) Land $410,000 Building $1,281,600	$1,691,600 (-) Land $410,000 Building $1,281,600
2024	$7,273.00 (+26.46%)	$1,691,600 (+79.42%) Land $410,000 Building $1,281,600	$1,691,600 (+79.42%) Land $410,000 Building $1,281,600
2023	$5,751.00	$942,800 (-) Land $325,000 Building $617,800	$942,800 (-) Land $325,000 Building $617,800
2022		$942,800 Land $325,000 Building $617,800	$942,800 Land $325,000 Building $617,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	31 units insured incl. 24 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERN VIRGINIA WATER AUTHORITY serves 182,700 people · EPA ID VA2770900
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: SMLW Broadband.

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