244 Pine Bay Dr, Union Hall, VA 24176 Property Records

Franklin County property record for 244 Pine Bay Dr, Union Hall, VA 24176

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,426 sqft · built 2003
Lot Size	0.457 acres (19,907 sqft)
Owner	2 Company Names on Record
Last Sale	$1,724,500 (Oct 2024)
Tax Bill	$5,675 (2025)
Deeds & Mortgages	Dec 2025 Transfer Dec 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`048 11-038 00`

Property Details

APN / Parcel Number

Primary APN	`048 11-038 00`
Alternative APN	`15356`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,426 sqft Living Area
Gross Area	4,549 sqft
1st Floor Area	2,396 sqft
Basement Area	2,396 sqft
Finished Basement	2,130 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2011
Exterior Material	EIFS / Synthetic Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	19,907 sqft (0.457 acres)
Terrain	Rolling
View / Lot	Waterfront
Garage Area	850 sqft
Driveway	Brick Driveway
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	1,114 sqft
Deck Area	160 sqft
Boat Access	Boat Access
Boat House	576 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	15356
Street Address	244 PINE BAY DR
City	UNION HALL
State	VA
Zip	24176-4002
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	CONTENTMENT ISLAND LOT 40 SECTION 2
Legal Subdivision	CONTENTMENT ISLAND
Legal Lot Number	40
Jurisdiction	FRANKLIN VA
Township / Civil Division	UNION HALL
Census Block Group	3
Census Block	3007
Census Tract	20102

Owner

Source: Franklin County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	307 DARK FOREST DR, CHAPEL HILL, NC 27516-3704
Owner Type	Company
Vesting	Trust, Family Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2025	Gift Deed, Transfer
Dec 8, 2023	Deed of Trust, Mortgage · Conventional Mortgage SWBC MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2024 · Amount on Record
Deed Sale	Oct 23, 2024 · Amount on Record
Deed Document Number	20246411
Deed Book / Page	1220 / 873
Last Transfer Date	Mar 3, 2025
Transfer Doc	0012383219
Record Updated	Sep 20, 2026

December 2025: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	FRANKLIN VA
Recording Date	Dec 23, 2025
Property Address	244 PINE BAY DR, UNION HALL, VA 24176-4002
Document Number	0012383219
Book / Page	1238 / 3219
Map Reference	MB 460 PG 38
Instrument Date	Mar 3, 2025
Instrument	250008220
Transaction Type	Transfer
Record Updated	Jan 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	307 DARK FOREST DR, CHAPEL HILL, NC 27516-3704

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	244 PINE BAY DR, UNION HALL, VA 24176
Transaction Type	Mortgage
Record Updated	Jan 4, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	244 PINE BAY DR, UNION HALL, VA 24176

Mortgage

Document Number	0012062996
Date	Dec 8, 2023
Book Page	1206/2996
Instrument	230007122

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company
Address	SAN ANTONIO, TX 78216

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,675.00 (-1.53%)	$1,319,900 (+39.69%) Land $290,000 Building $1,029,900	$1,319,900 (+39.69%) Land $290,000 Building $1,029,900
2023	$5,763.00	$944,900 (-) Land $285,000 Building $659,900	$944,900 (-) Land $285,000 Building $659,900
2022		$944,900 Land $285,000 Building $659,900	$944,900 Land $285,000 Building $659,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	31 units insured incl. 24 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERN VIRGINIA WATER AUTHORITY serves 182,700 people · EPA ID VA2770900
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: SMLW Broadband.

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