Okaloosa County property record for 249 Olde Post Rd, Niceville, FL 32578
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,052 sqft · built 1979 |
| Lot Size | 0.359 acres (15,660 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,279 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Aug 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-596-7615-5 |
| Primary APN | C56-000-596-7615-5 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,052 sqft Heated Area |
| Gross Area | 2,972 sqft |
| 1st Floor Area | 1,026 sqft |
| Upper Floors Area | 1,026 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 15,660 sqft (0.359 acres) |
| Lot Width | 102 ft Width |
| Garage Type | Finished |
| Garage Area | 540 sqft |
| Porch | Open Porch |
| Porch Area | 380 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 249 OLDE POST RD |
|---|---|
| City | NICEVILLE |
| State | FL |
| Zip | 32578-3914 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RAINTREE EST LOT 7 BLK 10 |
| Legal Range | 22 |
| Legal Township | 01S |
| Legal Section | 26 |
| Legal Subdivision | RAINTREE ESTATES UNIT 1 |
| Legal Block | 10 |
| Legal Lot Number | 7 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | NICEVILLE-VALPARAISO |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 21001 |
Source: Okaloosa County assessment roll, as of July 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 249 OLDE POST RD, NICEVILLE, FL 32578-3914 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK |
| Aug 27, 2019 | Warranty Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP |
| May 21, 2019 | Warranty Deed, Construction Loan · Construction Mortgage LENDINGHOME FUNDING CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 27, 2019 |
| Deed Sale | Aug 27, 2019 |
| Prior Sale | May 21, 2019 · Amount on Record |
| Deed Document Number | 3300696 |
| Deed Book / Page | 3415 / 4707 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 249 OLDE POST RD, NICEVILLE, FL 32578-3914 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2021 |
| Name | Verified Name |
|---|---|
| Address | 249 OLDE POST RD, NICEVILLE, FL 32578-3914 |
| Document Number | 0035470911 |
|---|---|
| Date | May 17, 2021 |
| Book Page | 3547/911 |
| Instrument | 3455730 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, VA 23224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Apr 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Aug 27, 2019 |
| Property Address | 249 OLDE POST RD, NICEVILLE, FL 32578-3914 |
| Document Number | 0034154707 |
| Book / Page | 3415 / 4707 |
| Map Reference | MB 5 PG 81-84 |
| Instrument Date | Aug 26, 2019 |
| Instrument | 3300696 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2022 |
| Title Company | H & S TITLE AND ESCROW INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1506 KRUSE DR, 1506, FORT WALTON BEACH, FL 32547-1044 |
| Name | Verified Name |
|---|---|
| Address | 249 OLDE POST RD, NICEVILLE, FL 32578-3914 |
| Document Number | 0034154710 |
|---|---|
| Date | Aug 27, 2019 |
| Instrument | 3415-4710 |
| Name | WATERSTONE MORTGAGE CORP |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | May 21, 2019 |
| Property Address | 249 OLDE POST RD, NICEVILLE, FL 32578-3914 |
| Document Number | 0033994732 |
| Book / Page | 3399 / 4732 |
| Map Reference | MB 5 PG 81-84 |
| Instrument Date | May 20, 2019 |
| Instrument | 3278994 |
| Transaction Type | Construction Loan |
| Record Updated | Jan 10, 2022 |
| Title Company | H & S TITLE & ESCROW INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,680.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 253 OLDE POST RD, 253, NICEVILLE, FL 32578-3914 |
| Name | Verified Name |
|---|---|
| Address | 1506 KRUSE DR, FORT WALTON BEACH, FL 32547-1044 |
| Investor | Possibly a Property Investor |
| Document Number | 0033994735 |
|---|---|
| Date | May 21, 2019 |
| Instrument | 3399-4735 |
| Name | LENDINGHOME FUNDING CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,279.00 (+5.67%) Homeowner's exemption | $317,190 (+5.99%) | $368,484 (+2.4%) Land $151,711 Building $216,773 |
| 2023 | $3,103.00 (+2.51%) Homeowner's exemption | $299,273 (+3%) | $359,834 (+4.43%) Land $140,251 Building $219,583 |
| 2022 | $3,027.00 Homeowner's exemption | $290,556 | $344,579 Land $133,572 Building $211,007 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 197 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 197 in force |
| Nearby Flood Claims | 79 (1994–2020) |
| Claims Outside the SFHA | 44 of 79 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OKALOOSA COUNTY BLUEWATER BAY-RAINTREE serves 17,592 people · EPA ID FL1460775 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
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