240 Olde Post Rd, Niceville, FL 32578 Property Records

Okaloosa County property record for 240 Olde Post Rd, Niceville, FL 32578

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 3,458 sqft · built 2012
Lot Size0.468 acres (20,402 sqft)
Owner2 Individual Names on Record
Tax Bill$8,597 (2025)
Deeds & MortgagesSep 2025 Line of Credit
Dec 2018 Line of Credit
Flood ZoneZone X (moderate risk)
APNC56-000-596-7578-5

Property Details

APN / Parcel Number

Primary APNC56-000-596-7578-5
Alternative APNs
  • 26-1S-22-2130-0002-0110
  • 22S126213000020110

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,458 sqft Living Area
Gross Area4,995 sqft
1st Floor Area3,058 sqft
FlooringTile
Interior WallsCustom/Decorative
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2012
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialWood
Lot Area20,402 sqft (0.468 acres)
Lot Width102 ft Width
Garage TypeAttached
Garage Area1,025 sqft

Exterior Amenities

PorchFinished/Open Porch
Porch Area512 sqft
Patio Area637 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address240 OLDE POST RD
CityNICEVILLE
StateFL
Zip32578-3902
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRAINTREE EST LOT 11 BLK 2
Legal Range22W
Legal Township01S
Legal Section26
Legal SubdivisionRAINTREE EST
Legal Block2
Legal Lot Number11
JurisdictionOKALOOSA FL
Township / Civil DivisionNICEVILLE-VALPARAISO
Census Block Group1
Census Block1001
Census Tract21001

Owner

Source: Okaloosa County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address240 OLDE POST RD, NICEVILLE, FL 32578-3902
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 18, 2025Deed of Trust, Mortgage · Line of Credit
WHITNEY BANK
Dec 28, 2018Deed of Trust, Mortgage · Line of Credit
SYNOVUS BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 29, 2015
Deed SaleJul 29, 2015
Prior SaleOct 2, 2001 · Amount on Record
Deed Document Number20153012593
Deed Book / Page3209 / 2721
Prior Transfer DateJul 30, 2014
Prior Transfer Doc0031582483
Record UpdatedOct 29, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address240 OLDE POST RD, NICEVILLE, FL 32578-3902
Transaction TypeMortgage
Record UpdatedOct 13, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address240 OLDE POST RD, NICEVILLE, FL 32578-3902

Mortgage

Document Number0003773954
DateSep 18, 2025
Instrument3773954
Lender
NameWHITNEY BANK
TypeBank
AddressDESTIN, FL 32541
Agreement
TypeLine of Credit
AmountAmount Recorded

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address240 OLDE POST RD, NICEVILLE, FL 32578-3902
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0033794569
DateDec 28, 2018
Book Page3379/4569
Instrument3250821
Lender
NameSYNOVUS BANK
TypeBank
AddressCOLUMBUS, GA 31901
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,597.00 (+5.23%) Homeowner's exemption$768,447 (+5.99%)$1,141,324 (+0.22%) Land $435,767 Building $705,557
2023$8,170.00 (+2.27%) Homeowner's exemption$725,039 (+3%)$1,138,858 (+7.84%) Land $419,007 Building $719,851
2022$7,989.00 Homeowner's exemption$703,921$1,056,071 Land $380,052 Building $676,019

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 197 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies197 in force
Nearby Flood Claims79 (1994–2020)
Claims Outside the SFHA44 of 79
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Sally, Sep 2020 · 13 claims
  • Hurricane Frances, Sep 2004 · 21 claims
  • Hurricane Opal, Oct 1995 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOKALOOSA COUNTY BLUEWATER BAY-RAINTREE
serves 17,592 people · EPA ID FL1460775
Water SourceGroundwater
Last State InspectionMay 2023
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
Cox Communications
Cable
2,000 / 100

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