249 Oakland St, Fall River, MA 02720 Property Records

Bristol County and Fall River City property record for 249 Oakland St, Fall River, MA 02720

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,119 sqft · built 1941
Lot Size	0.251 acres (10,951 sqft)
Owner	2 Individual Names on File
Last Sale	$585,000 (Jun 2025)
Tax Bill	$4,682 (2025)
Deeds & Mortgages	Sep 2021 Refinance Jun 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`FALL M:0R-02 B:0000 L:0053`

Property Details

APN / Parcel Number

Primary APN	`FALL M:0R-02 B:0000 L:0053`
Alternative APN	`M:0R=02 B:0000 L:0053`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,119 sqft Living Area
Gross Area	3,273 sqft
Basement Area	754 sqft
Unfinished Basement	377 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,951 sqft (0.251 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	249 OAKLAND ST
City	FALL RIVER
State	MA
Zip	02720-6234
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S
Legal Subdivision	HIGHLAND VILLAGE
Legal Lot Number	53
Jurisdiction	FALL RIVER MA
Township / Civil Division	FALL RIVER
Census Block Group	2
Census Block	2005
Census Tract	642300

Owner

249 Oakland St is owned and occupied by two individuals who bought it in June 2025.

Source: Bristol County and Fall River City records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	249 OAKLAND ST, FALL RIVER, MA 02720-6234
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BAYCOAST BANK
Jun 12, 2025	Quit Claim Deed, Transfer · Stand-Alone First Mortgage BAYCOAST MORTGAGE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 12, 2025 · Amount on File
Deed Sale	Jun 12, 2025 · Amount on File
Prior Sale	Jan 9, 2015 · Amount on File
Deed Book / Page	11802 / 199
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FALL RIVER MA
Property Address	249 OAKLAND ST, FALL RIVER, MA 02720-6234
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010750-59
Date	Sep 30, 2021
Book Page	10750/59
Instrument	22625

Lender

Name	BAYCOAST BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2041

June 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FALL RIVER MA
Recording Date	Jun 12, 2025
Property Address	249 OAKLAND ST, FALL RIVER, MA 02720-6234
Document Number	011802-199
Book / Page	11802 / 199
Instrument Date	Jun 12, 2025
Instrument	8233
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	249 OAKLAND ST, FALL RIVER, MA 02720-6234

Mortgage

Document Number	0000008234
Date	Jun 12, 2025
Instrument	8234

Lender

Name	BAYCOAST MORTGAGE COMPANY

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Jul 1, 2030
Max Rate At Change	2.75%
Index	1-Year CMT

Tax Assessment & Valuation

The 2025 property tax bill for 249 Oakland St was $4,682, up 5.8% from the year before.

Source: Bristol County and Fall River City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Bristol County
Municipality	Fall River City
Unified School District	Fall River School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,682.00 (+5.83%)	$408,900 (+6.21%) Land $139,200 Building $269,700	$551,855 (+13.26%)
2024	$4,424.00 (+0.66%)	$385,000 (+7.48%) Land $133,800 Building $251,200	$487,255
2023	$4,395.00	$358,200 Land $120,100 Building $238,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 249 Oakland St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1979–1982)
Most Recent Claim	Mar 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 249 Oakland St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FALL RIVER WATER DEPARTMENT serves 94,000 people · EPA ID MA4095000
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	12 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 654 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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