Union County and Mountainside Borough property record for 249 Oak Tree Rd, Mountainside, NJ 07092
| Property Type | Single Family Home |
|---|---|
| Details | 1,484 sqft · built 1950 |
| Lot Size | 0.234 acres (10,193 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $460,000 (Dec 2006) |
| Tax Bill | $10,084 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Feb 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00015-01-00003 |
| Primary APN | 10-00015-01-00003 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,484 sqft Living Area |
| 1st Floor Area | 1,484 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Construction Type | Frame |
| Lot Area | 10,193 sqft (0.234 acres) |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 1000015A00003 |
|---|---|
| Street Address | 249 OAK TREE RD |
| City | MOUNTAINSIDE |
| State | NJ |
| Zip | 07092-1857 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Block | 15.1 |
| Legal Lot Number | 3 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | MOUNTAINSIDE |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 38300 |
249 Oak Tree Rd is owned and occupied by two individuals who bought it in December 2006.
Source: Union County and Mountainside Borough records, as of July 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 249 OAK TREE RD, MOUNTAINSIDE, NJ 07092-1857 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 3, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC |
| Feb 11, 2019 | Deed of Trust, Mortgage · Conventional Mortgage GARDEN ST HM LNS INC |
| Oct 9, 2018 | Deed of Trust, Mortgage · Conventional Mortgage GARDEN ST HM LNS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 20, 2006 · Amount on File |
| Deed Sale | Dec 20, 2006 · Amount on File |
| Prior Sale | May 15, 2001 · Amount on File |
| Deed Book / Page | 5624 / 606 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 249 OAK TREE RD, MOUNTAINSIDE, NJ 07092-1857 |
| Transaction Type | Mortgage |
| Record Updated | Apr 4, 2022 |
| Title Company | ELEVATED TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0151752488 |
|---|---|
| Date | Mar 3, 2022 |
| Book Page | 15175/2488 |
| Instrument | 33151 |
| Name | CHERRY CREEK MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Address | ENGLEWOOD, CO 80111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 249 OAK TREE RD, MOUNTAINSIDE, NJ 07092-1857 |
| Document Number | 0145332549 |
| Instrument Date | Feb 11, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 1, 2019 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 249 OAK TREE RD MOUNTAINSIDE NJ 070921857, MOUNTAINSIDE, NJ 07092-1857 |
| Document Number | 0145332549 |
|---|---|
| Date | Feb 15, 2019 |
| Book Page | 014533/002549 |
| Instrument | 669384 |
| Name | GARDEN ST HM LNS INC |
|---|---|
| Address | CHERRY HILL, NJ 08003 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Feb 14, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 249 OAK TREE RD, MOUNTAINSIDE, NJ 07092-1857 |
| Document Number | 0144982175 |
| Instrument Date | Oct 9, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2018 |
| Title Company | HUNTER TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 249 OAK TREE RD MOUNTAINSIDE NJ 070921857, MOUNTAINSIDE, NJ 07092-1857 |
| Document Number | 0144982175 |
|---|---|
| Date | Oct 16, 2018 |
| Book Page | 014498/002175 |
| Instrument | 664064 |
| Name | GARDEN ST HM LNS INC |
|---|---|
| Address | CHERRY HILL, NJ 08003 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 15, 2033 |
The 2025 property tax bill for 249 Oak Tree Rd was $10,084, up 2.4% from the year before.
Source: Union County and Mountainside Borough assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| Municipality | Mountainside Borough |
| Unified School District | Mountainside Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $480,200 (-) Land $263,700 Building $216,500 | $480,200 (-) Land $263,700 Building $216,500 | |
| 2025 | $10,084.00 (+2.44%) | $480,200 Land $263,700 Building $216,500 | $480,200 Land $263,700 Building $216,500 |
| 2024 | $9,844.00 | ||
| 2023 | $480,200 Land $263,700 Building $216,500 | $480,200 Land $263,700 Building $216,500 | |
| 2022 | $9,589.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 249 Oak Tree Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 7 (2002–2011) |
| Claims Outside the SFHA | 5 of 7 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 249 Oak Tree Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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