Union County and Mountainside Borough property record for 246 Oak Tree Rd, Mountainside, NJ 07092
| Property Type | Single Family Home |
|---|---|
| Details | 1,809 sqft · built 1938 |
| Lot Size | 0.201 acres (8,756 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $619,000 (Dec 2023) |
| Tax Bill | $9,507 (2025) |
| Deeds & Mortgages | Jan 2026 Line of Credit Dec 2025 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00015-11-00018 |
| Primary APN | 10-00015-11-00018 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,809 sqft Living Area |
| 1st Floor Area | 1,809 sqft |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1938 |
| Construction Type | Frame |
| Lot Area | 8,756 sqft (0.201 acres) |
| Parking Spaces | 1 Parking Space |
| Old Parcel Number | 1000015K00018 |
|---|---|
| Street Address | 246 OAK TREE RD |
| City | MOUNTAINSIDE |
| State | NJ |
| Zip | 07092-1824 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | BIRCH HILL SEC A |
| Legal Block | 15.11 |
| Legal Lot Number | 18 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | MOUNTAINSIDE |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 38300 |
Source: Union County and Mountainside Borough records, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 246 OAK TREE RD, MOUNTAINSIDE, NJ 07092-1824 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 2, 2026 | Deed of Trust, Mortgage · Line of Credit FOURLEAF FCU |
| Dec 29, 2025 | Deed of Trust, Mortgage · Line of Credit FOURLEAF FCU |
| Dec 6, 2023 | Deed, Transfer · Conventional Mortgage BETHPAGE FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 6, 2023 · Amount on Record |
| Deed Sale | Dec 6, 2023 · Amount on Record |
| Prior Sale | Sep 27, 1988 · Amount on Record |
| Deed Document Number | 202334204 |
| Deed Book / Page | 6530 / 2396 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 246 OAK TREE RD, MOUNTAINSIDE, NJ 07092-1824 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2026 |
| Title Company | PROPERTY TITLE AND ESCROW LLC, PRIORITY TITLE & ESCROW LLC |
| Name | Verified Name |
|---|---|
| Address | 246 OAK TREE RD, MOUNTAINSIDE, NJ 07092-1824 |
| Document Number | 0157422465 |
|---|---|
| Date | Jan 2, 2026 |
| Book Page | 15742/2465 |
| Instrument | 87093 |
| Name | FOURLEAF FCU |
|---|---|
| Type | Credit Union |
| Address | BETHPAGE, NY 11714 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Oct 28, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 246 OAK TREE RD, MOUNTAINSIDE, NJ 07092-1824 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 246 OAK TREE RD, MOUNTAINSIDE, NJ 07092-1824 |
| Document Number | 0157402469 |
|---|---|
| Date | Dec 29, 2025 |
| Book Page | 15740/2469 |
| Instrument | 86925 |
| Name | FOURLEAF FCU |
|---|---|
| Type | Credit Union |
| Address | BETHPAGE, NY 11714 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 20, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Dec 6, 2023 |
| Property Address | 246 OAK TREE RD, MOUNTAINSIDE, NJ 07092-1824 |
| Document Number | 0065302396 |
| Book / Page | 6530 / 2396 |
| Instrument Date | Nov 29, 2023 |
| Instrument | 34204 |
| Transaction Type | Transfer |
| Record Updated | Dec 20, 2023 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,386.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 31 HILLTOP DR, PUTNAM VALLEY, NY 10579-2011 |
| Name | Verified Name |
|---|---|
| Address | 246 OAK TREE RD, MOUNTAINSIDE, NJ 07092-1824 |
| Document Number | 0000059067 |
|---|---|
| Date | Dec 6, 2023 |
| Instrument | 59067 |
| Name | BETHPAGE FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.25% |
| Type Change Date | Jan 1, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 2.5% |
| Max Rate At Change | 12.2% |
| Index | 1-Year T-Bill |
| Max Rate | 13.2% |
Source: Union County and Mountainside Borough assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| Municipality | Mountainside Borough |
| Unified School District | Mountainside Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $452,700 (-) Land $260,100 Building $192,600 | $452,700 (-) Land $260,100 Building $192,600 | |
| 2025 | $9,507.00 (+2.45%) | $452,700 (-) Land $260,100 Building $192,600 | $452,700 (-) Land $260,100 Building $192,600 |
| 2024 | $9,280.00 (+2.65%) | ||
| 2023 | $452,700 (-) Land $260,100 Building $192,600 | $452,700 (-) Land $260,100 Building $192,600 | |
| 2022 | $9,040.00 | $452,700 Land $260,100 Building $192,600 | $452,700 Land $260,100 Building $192,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 7 (2002–2011) |
| Claims Outside the SFHA | 5 of 7 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures