249 Mountain Top Rd, Howard, PA 16841 Property Records

Centre County property record for 249 Mountain Top Rd, Howard, PA 16841

Property Summary

Property Type	Rural Home
Details	3 bd · 1.5 ba · 1,570 sqft · built 1978
Lot Size	11.4 acres (497,455 sqft)
Owner	Individual Name on File
Tax Bill	$2,842 (2026)
Deeds & Mortgages	Mar 2018 Line of Credit Oct 2020 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`04-004-,050K,0000`

Property Details

APN / Parcel Number

Primary APN	`04-004-,050K,0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,570 sqft Living Area

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Aluminum/Vinyl
Lot Area	497,455 sqft (11.4 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Connected
Water Source	Well

Location & Zoning

Street Address	249 MOUNTAIN TOP RD
City	HOWARD
State	PA
Zip	16841-2627
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Jurisdiction	CENTRE PA
Township / Civil Division	LIBERTY
Census Block Group	2
Census Block	2011
Census Tract	10100

Owner

Source: Centre County records · APN 04-004-,050K,0000

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	249 MOUNTAIN TOP RD, HOWARD, PA 16841-2627
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2018	Deed of Trust, Mortgage · Line of Credit PSECU
Oct 08, 2020	Deed of Trust, Mortgage · Line of Credit PSECU
Feb 14, 2020	Intrafamily Transfer, Transfer
Feb 14, 2020	Intrafamily Transfer, Transfer
Apr 18, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage PENNSYLVANIA STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Feb 13, 2020
Transfer Doc	002246/223
Record Updated	Jun 08, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CENTRE PA
Property Address	249 MOUNTAIN TOP RD, HOWARD, PA 16841-2627
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2213/0378
Date	Mar 27, 2018
Book Page	2213/0378

Lender

Name	PSECU
Type	Credit Union
Address	HARRISBURG, PA 17106

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CENTRE PA
Property Address	249 MOUNTAIN TOP RD, HOWARD, PA 16841-2627
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2258/930
Date	Oct 08, 2020
Book Page	2258/930

Lender

Name	PSECU
Type	Credit Union
Address	HARRISBURG, PA 17106

Agreement

Type	Line of Credit
Amount	Amount Recorded

February 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CENTRE PA
Recording Date	Feb 14, 2020
Property Address	249 MOUNTAIN TOP RD, HOWARD, PA 16841-2627
Document Number	002246/223
Book / Page	2246 / 223
Map Reference	MB 95 PG 47
Instrument Date	Feb 13, 2020
Transaction Type	Transfer
Record Updated	Mar 31, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	249 MOUNTAIN TOP RD, HOWARD, PA 16841-2627

February 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CENTRE PA
Recording Date	Feb 14, 2020
Property Address	249 MOUNTAIN TOP RD, HOWARD, PA 16841-2627
Document Number	002246/222
Book / Page	2246 / 222
Instrument Date	Feb 13, 2020
Transaction Type	Transfer
Record Updated	Mar 31, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	249 MOUNTAIN TOP RD, HOWARD, PA 16841-2627

April 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CENTRE PA
Recording Date	Apr 18, 2017
Property Address	249 MOUNTAIN TOP RD, HOWARD, PA 16841-2627
Document Number	02197/0520
Book / Page	2197 / 0520
Map Reference	VOL 262 PG 32
Instrument Date	Apr 10, 2017
Transaction Type	Transfer
Record Updated	Mar 31, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	249 MOUNTAIN TOP RD, HOWARD, PA 16841-2627

Mortgage

Document Number	0021970521
Date	Apr 18, 2017
Instrument	2197/0521

Lender

Name	PENNSYLVANIA STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 01, 2037

Tax Assessment & Valuation

Source: Centre County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Centre County
County Subdivision	Liberty Township
Unified School District	Keystone Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,842.00 (+10.24%)	$48,225 (-) Land $16,680 Building $31,545
2025			$96,450 (-) Land $33,360 Building $63,090
2024	$2,578.00	$48,225 Land $16,680 Building $31,545
1994			$96,450 Land $33,360 Building $63,090

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 1, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1996–2026)
Most Recent Claim	Sep 2026 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 66% of the US · above 81% of Pennsylvania
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 14 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Mountain Top Rd

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