249 Henry Williams Rd, Toccoa, GA 30577 Property Records

Franklin County property record for 249 Henry Williams Rd, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,836 sqft · built 1980
Lot Size	4.98 acres (216,929 sqft)
Owner	2 Individual Names on File
Last Sale	$12,500 (Oct 2001)
Tax Bill	$2,003 (2025)
Deeds & Mortgages	Mar 2020 Line of Credit Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`009-054-B`

Property Details

APN / Parcel Number

Primary APN	`009-054-B`
Alternative APN	`14253`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,836 sqft Heated Area
1st Floor Area	936 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1980
Effective Year Built	Effective 2005
Exterior Material	Fiber Cement Siding
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	216,929 sqft (4.98 acres)

Exterior Amenities

Pool Area	512 sqft
Porch	Slab
Porch Area	184 sqft
Deck Area	120 sqft
Utility Building	800 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	14253
Street Address	249 HENRY WILLIAMS RD
City	TOCCOA
State	GA
Zip	30577-4901
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UNZONED RU
Legal Description	4.98 ACRES HENRY WILLIAMS RD
Legal Subdivision	WILLIAMS
Jurisdiction	FRANKLIN GA
Township / Civil Division	CARNESVILLE
Census Block Group	1
Census Block	1043
Census Tract	890201

Owner

249 Henry Williams Rd is owned and occupied by two individuals who acquired it in November 2017.

Source: Franklin County records, as of December 12, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	249 HENRY WILLIAMS RD, TOCCOA, GA 30577-4901
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2020	Deed of Trust, Mortgage · Line of Credit OCONEE FED'L S&L ASSN
Nov 17, 2017	Quit Claim Deed, Mortgage OCONEE FED'L S&L ASSN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 2001 · Amount on File
Deed Sale	Oct 29, 2001 · Amount on File
Deed Book / Page	529 / 289
Last Transfer Date	Nov 9, 2017
Transfer Doc	001281/330
Record Updated	Jun 8, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN GA
Property Address	249 HENRY WILLIAMS RD, TOCCOA, GA 30577-4901
Document Number	0013820218
Instrument Date	Mar 18, 2020
Transaction Type	Mortgage
Record Updated	May 6, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	249 HENRY WILLIAMS RD TOCCOA GA 305774901, TOCCOA, GA 30577-4901

Mortgage

Document Number	0013820218
Date	Mar 26, 2020
Book Page	001382/000218

Lender

Name	OCONEE FED'L S&L ASSN
Type	Federal Savings Bank
Address	TOCCOA, GA 30577

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Mar 25, 2030

Interest

Rate Type	Adjustable Rate

November 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN GA
Recording Date	Nov 17, 2017
Property Address	249 HENRY WILLIAMS RD, TOCCOA, GA 30577-4901
Document Number	0012810330
Book / Page	001281 / 000330
Instrument Date	Nov 9, 2017
Transaction Type	Mortgage
Record Updated	Dec 8, 2017
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	249 HENRY WILLIAMS RD TOCCOA GA 305774901, TOCCOA, GA 30577-4901

Mortgage

Document Number	12810332
Date	Nov 17, 2017
Book Page	001281/000332

Lender

Name	OCONEE FED'L S&L ASSN
Type	Federal Savings Bank
Address	TOCCOA, GA 30577

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 16, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 249 Henry Williams Rd was $2,003 with a homeowner's exemption.

Source: Franklin County assessment roll, as of December 12, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,003.00 Homeowner's exemption	$88,724 Land $16,726 Building $71,998	$221,810 Land $41,815 Building $179,995
2023	$1,703.00 (+8.68%) Homeowner's exemption	$68,029 (+12%) Land $9,776 Building $58,253	$170,073 (+12%) Land $24,441 Building $145,632
2022	$1,567.00 Homeowner's exemption	$60,738 Land $7,754 Building $52,984	$151,845 Land $19,385 Building $132,460

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 249 Henry Williams Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 26, 2008

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 249 Henry Williams Rd is moderate, ranking above 47% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 53% of Georgia
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	25 / 3

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Henry Williams Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures