249 Franklin Ave, Dunkirk, NY 14048 Property Records

Chautauqua County and Dunkirk City property record for 249 Franklin Ave, Dunkirk, NY 14048

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,220 sqft · built 1900
Lot Size	0.267 acres (11,650 sqft)
Owner	Individual Name on File
Last Sale	$25,000 (Jul 2004)
Tax Bill	$1,395 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit
APN	`060300 79.20-1-40`

Property Details

APN / Parcel Number

Primary APN	`060300 79.20-1-40`
Alternative APNs	`03000790200001040000` `030054387`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,220 sqft Living Area
1st Floor Area	908 sqft
Upper Floors Area	312 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	11,650 sqft (0.267 acres)
Lot Dimensions	233 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	72 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	030054387
Street Address	249 FRANKLIN AVE
City	DUNKIRK
State	NY
Zip	14048-2932
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	50 X 173 RES; OLD APN: 060300 36-2-19.1
Legal Block	1
Legal Lot Number	40.000
Jurisdiction	CHAUTAUQUA NY
Township / Civil Division	DUNKIRK
Census Block Group	2
Census Block	2016
Census Tract	35400

Owner

Source: Chautauqua County and Dunkirk City records · APN 060300 79.20-1-40

Assessment roll updated April 28, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	249 FRANKLIN AVE, DUNKIRK, NY 14048-2932
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 16, 2004 · Amount on Record
Deed Sale	Jul 16, 2004 · Amount on Record
Deed Book / Page	2550 / 113
Record Updated	Jun 08, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAUTAUQUA NY
Property Address	249 FRANKLIN AVE, DUNKIRK, NY 14048-2932
Transaction Type	Mortgage
Record Updated	Jul 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT2022003158
Date	Jul 06, 2022
Instrument	MT2022003158

Lender

Name	COMMUNITY BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2052

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Chautauqua County and Dunkirk City records · Assessment roll updated April 28, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Chautauqua County
Municipality	Dunkirk City
Unified School District	Dunkirk City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,395.00	$34,650 (-) Land $9,000 Building $25,650	$78,750 (+25%) Land $20,455 Building $58,295
2023		$34,650 (-) Land $9,000 Building $25,650	$63,000 (+14.55%) Land $16,364 Building $46,636
2022	Homeowner's exemption	$34,650 Land $9,000 Building $25,650	$55,000 Land $14,286 Building $40,714

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: CIBL, Verizon.

Based on FCC filings for 596 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	DUNKIRK CITY serves 12,743 people
Water Source	Surface water
Last State Inspection	Jul 2022
Lead	10 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	29 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.