245 Franklin Ave, Dunkirk, NY 14048 Property Records

Chautauqua County and Dunkirk City property record for 245 Franklin Ave, Dunkirk, NY 14048

Property Summary

Property Type	Single Family Home
Details	5 bd · 1 ba · 2,136 sqft · built 1902
Lot Size	0.267 acres (11,650 sqft)
Owner	Individual Name on File
Last Sale	$54,600 (Jul 2017)
Tax Bill	$1,913 (2026)
Deeds & Mortgages	Jul 2017 Mortgage Jul 2017 Mortgage + 1 more
APN	`060300 79.20-1-38`

Property Details

APN / Parcel Number

Primary APN	`060300 79.20-1-38`
Alternative APNs	`03000790200001038000` `030054386`

Interior

Bedrooms	5 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	2,136 sqft Living Area
1st Floor Area	1,424 sqft
2nd Floor Area	448 sqft
Upper Floors Area	264 sqft

Exterior

Year Built	Built 1902
Effective Year Built	Effective 1902
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	11,650 sqft (0.267 acres)
Lot Dimensions	233 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	387 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	030054386
Street Address	245 FRANKLIN AVE
City	DUNKIRK
State	NY
Zip	14048-2932
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	INCLUDES 36-2-29 50 X 233 RES GAR; OLD APN: 060300 36-2-18
Legal Block	1
Legal Lot Number	38.000
Jurisdiction	CHAUTAUQUA NY
Township / Civil Division	DUNKIRK
Census Block Group	2
Census Block	2016
Census Tract	35400

Owner

245 Franklin Ave is owned and occupied by an individual who bought it in July 2017.

Source: Chautauqua County and Dunkirk City records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	245 FRANKLIN AVE, DUNKIRK, NY 14048-2932
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2017	Deed of Trust, Mortgage M&T BANK NA
Jul 10, 2017	Deed of Trust, Mortgage M&T BANK NA
Jul 10, 2017	Deed, Transfer NOT AVAILABLE, RACHEL MARRERO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 10, 2017 · Amount on File
Deed Sale	Jul 10, 2017 · Amount on File
Prior Sale	Oct 26, 2011 · Amount on File
Deed Book / Page	2017 / 4206
Prior Transfer Date	Feb 27, 2003
Prior Transfer Doc	2514000421
Record Updated	Oct 29, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAUTAUQUA NY
Property Address	245 FRANKLIN AVE, DUNKIRK, NY 14048-2932
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT2017003073
Date	Jul 10, 2017
Instrument	MT2017003073

Lender

Name	M&T BANK NA

Agreement

Amount	Amount on Record

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAUTAUQUA NY
Property Address	245 FRANKLIN AVE, DUNKIRK, NY 14048-2932
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT2017003072
Date	Jul 10, 2017
Instrument	MT2017003072

Lender

Name	M&T BANK NA

Agreement

Amount	Amount on Record
Term	354 Months
Due	Jan 1, 2047

July 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	CHAUTAUQUA NY
Recording Date	Jul 10, 2017
Property Address	245 FRANKLIN AVE, DUNKIRK, NY 14048-2932
Document Number	0000002017/0000004206
Book / Page	0000002017 / 0000004206
Instrument Date	Jul 10, 2017
Transaction Type	Transfer
Record Updated	Apr 25, 2022
Title Company	NOT AVAILABLE, RACHEL MARRERO

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 FRANKLIN AVE, DUNKIRK, NY 14048-2932

Tax Assessment & Valuation

The 2026 property tax bill for 245 Franklin Ave was $1,913, up 3.3% from the year before.

Source: Chautauqua County and Dunkirk City assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Chautauqua County
Municipality	Dunkirk City
Unified School District	Dunkirk City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,913.00 (+3.29%)
2025	$1,852.00	$46,000 Land $3,400 Building $42,600	$104,545 Land $7,727 Building $96,818
2023		$46,000 (-) Land $3,400 Building $42,600	$83,636 (+14.54%) Land $6,182 Building $77,454
2022	Additional exemption filed	$46,000 Land $3,400 Building $42,600	$73,016 Land $5,397 Building $67,619

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 245 Franklin Ave.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 245 Franklin Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUNKIRK CITY serves 12,743 people · EPA ID NY0600360
Water Source	Surface water
Last State Inspection	Jul 2022
Lead	10 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 596 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: DFT Local Service, Verizon.

Nearby Properties on Franklin Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures