249 Fleming Dr, Rutherfordton, NC 28139 Property Records

Rutherford County property record for 249 Fleming Dr, Rutherfordton, NC 28139

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,244 sqft · built 2010
Lot Size	1.39 acres (60,548 sqft)
Owner	Individual Name on Record
Last Sale	$427,000 (Jun 2023)
Tax Bill	$2,035 (2022)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1637036`

Property Details

APN / Parcel Number

Primary APN	`1637036`
Alternative APN	`45466`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,244 sqft Heated Area
Gross Area	3,740 sqft
Basement Area	1,496 sqft
Unfinished Basement	1,496 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Architectural Style	Split Level
Exterior Material	Logs
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	60,548 sqft (1.39 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	212 sqft
Deck Area	69 sqft
Patio Area	229 sqft

Utilities, Heating & Cooling

Cooling System	Fan Cooling
Heating System	Heat Pump

Location & Zoning

Account Number	45466
Street Address	249 FLEMING DR
City	RUTHERFORDTON
State	NC
Zip	28139-7830
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MRS C F GOLD PL9-103
Legal Block	1
Legal Lot Number	57
Jurisdiction	RUTHERFORD NC
Township / Civil Division	GILKEY
Census Block Group	1
Census Block	1031
Census Tract	960201

Owner

Source: Rutherford County records, as of September 13, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	249 FLEMING DR, RUTHERFORDTON, NC 28139-7830
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2023	Warranty Deed, Transfer · VA Mortgage USAA FSB
Sep 30, 2019	Warranty Deed, Transfer · VA Mortgage HOMESTAR FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2023 · Amount on Record
Deed Sale	Jun 30, 2023 · Amount on Record
Prior Sale	Sep 30, 2019 · Amount on Record
Deed Document Number	0002073435
Deed Book / Page	2073 / 435
Record Updated	Jun 7, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Jun 30, 2023
Property Address	249 FLEMING DR, RUTHERFORDTON, NC 28139-7830
Document Number	0020730435
Book / Page	2073 / 435
Instrument Date	Jun 30, 2023
Transaction Type	Transfer
Record Updated	Jul 18, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$854.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	249 FLEMING DR, RUTHERFORDTON, NC 28139-7830

Mortgage

Document Number	0002073439
Date	Jun 30, 2023
Instrument	2073/439

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Sep 30, 2019
Property Address	249 FLEMING DR, RUTHERFORDTON, NC 28139-7830
Document Number	0020262080
Book / Page	2026 / 2080
Instrument Date	Sep 30, 2019
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$548.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2400 BETHESDA OAKS DR, 2400, GASTONIA, NC 28056-0001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	248 FLEMING DR, RUTHERFORDTON, NC 28139-7830

Mortgage

Document Number	0020262083
Date	Sep 30, 2019
Instrument	2026/2083

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Rutherford County
Unified School District	Rutherford County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023		$417,500 (+56.54%) Land $19,500 Building $398,000	$417,500 (+56.54%) Land $19,500 Building $398,000
2022	$2,035.00	$266,700 Land $13,600 Building $253,100	$266,700 Land $13,600 Building $253,100
2021	$2,035.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Oct 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 74% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROAD RIVER WATER AUTHORITY serves 19,136 people · EPA ID NC0181035
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
Skyrunner Fixed Wireless	25 / 10
AT&T DSL	25 / 5
Carolina West Wireless Fixed Wireless	25 / 3

May also be available: Verizon, Vyve Broadband.

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