224 Fleming Dr, Rutherfordton, NC 28139 Property Records

Rutherford County property record for 224 Fleming Dr, Rutherfordton, NC 28139

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,944 sqft · built 1986
Lot Size	2.25 acres (98,010 sqft)
Owner	Individual Name on Record
Last Sale	$225,000 (May 2019)
Tax Bill	$1,520 (2022)
Deeds & Mortgages	Jul 2021 Mortgage May 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1630396`

Property Details

APN / Parcel Number

Primary APN	`1630396`
Alternative APN	`40842`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,944 sqft Heated Area
Gross Area	2,592 sqft
Basement Area	648 sqft
Finished Basement	648 sqft
Flooring	Carpet
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Architectural Style	Split Level
Exterior Material	Wood Siding
Foundation Type	Block
Roof Type	Gable
Roof Material	Metal
Lot Area	98,010 sqft (2.25 acres)
Garage Area	648 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	252 sqft
Deck Area	96 sqft
Patio Area	408 sqft

Utilities, Heating & Cooling

Cooling System	Fan Cooling
Heating System	Heat Pump

Location & Zoning

Account Number	40842
Street Address	224 FLEMING DR
City	RUTHERFORDTON
State	NC
Zip	28139-7830
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MRS C F GOLD PL9-103
Legal Subdivision	CF GOLD
Legal Block	1
Legal Lot Number	62
Jurisdiction	RUTHERFORD NC
Township / Civil Division	GILKEY
Census Block Group	1
Census Block	1031
Census Tract	960201

Owner

Source: Rutherford County records, as of September 13, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	224 FLEMING DR, RUTHERFORDTON, NC 28139-7830
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
May 7, 2019	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Mar 2, 2018	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 2019 · Amount on Record
Deed Sale	May 7, 2019 · Amount on Record
Prior Sale	Mar 2, 2018 · Amount on Record
Deed Document Number	0002022319
Deed Book / Page	2022 / 319
Record Updated	Jun 7, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD NC
Property Address	224 FLEMING DR, RUTHERFORDTON, NC 28139-7830
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020492272
Date	Jul 30, 2021
Book Page	2049/2272

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2036

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	May 7, 2019
Property Address	224 FLEMING DR, RUTHERFORDTON, NC 28139-7830
Document Number	0020220319
Book / Page	2022 / 0319
Map Reference	MB 9 PG 103
Instrument Date	May 7, 2019
Instrument	201800010262
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Amount	Amount Recorded
Tax	$450.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1381 CENTENNIAL RD, 1381, UNION MILLS, NC 28167-9787

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	224 FLEMING DR, RUTHERFORDTON, NC 28139-7830

Mortgage

Document Number	201800010263
Date	May 7, 2019
Instrument	201800010263

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2039

Mortgage

Document Number	0020220321
Date	May 7, 2019
Book Page	2022/0321
Instrument	201800010263

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2039

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Mar 2, 2018
Property Address	224 FLEMING DR, RUTHERFORDTON, NC 28139-7830
Document Number	0011690310
Book / Page	1169 / 310
Map Reference	DD 748 PG 792
Instrument Date	Feb 28, 2018
Instrument	201700007850
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 229, RUTHERFORDTON, NC 28139-0229

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	224 FLEMING DR, RUTHERFORDTON, NC 28139-7830

Mortgage

Document Number	201700007851
Date	Mar 2, 2018
Instrument	201700007851

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Rutherford County
Unified School District	Rutherford County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023		$344,400 Land $30,500 Building $313,900	$344,400 Land $30,500 Building $313,900
2022	$1,520.00
2021	$1,520.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Oct 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROAD RIVER WATER AUTHORITY serves 19,136 people · EPA ID NC0181035
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	2,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Pangaea Internet, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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