249 Fairgrounds Dr, Lexington, KY 40516 Property Records

Lexington-Fayette Urban County property record for 249 Fairgrounds Dr, Lexington, KY 40516

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,426 sqft · built 2006
Lot Size	0.144 acres (6,260 sqft)
Owner	Company Name on Record
Last Sale	$290,000 (Nov 2025)
Tax Bill	$3,653 (2026)
Deeds & Mortgages	Mar 2019 Mortgage Nov 2025 Sale & Mortgage + 1 more
APN	`38164540`

Property Details

APN / Parcel Number

Primary APN	`38164540`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,426 sqft Living Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick/Stone
Construction Type	Frame
Lot Area	6,260 sqft (0.144 acres)
Lot Width	48.5 ft Width
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	249 FAIRGROUNDS DR
City	LEXINGTON
State	KY
Zip	40516-9692
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1E
Legal Description	M-670 NORTH POINTE UNIT 5 SECTION 3 LOT 23; BOOK: 3656 PAGE: 199
Legal Subdivision	NORTH POINTE
Legal Lot Number	23
Legal Unit	5
Jurisdiction	FAYETTE KY
Township / Civil Division	LEXINGTON-FAYETTE NORTHEAST
Census Block Group	2
Census Block	2006
Census Tract	3917

Owner

Source: Lexington-Fayette Urban County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	249 FAIRGROUNDS DR, LEXINGTON, KY 40516-9692
Owner Type	Company
Vesting	Married Man, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2019	Deed of Trust, Mortgage · Stand-Alone First Mortgage KENTUCKY HOUSING CORP
Nov 17, 2025	Deed, Transfer · VA Mortgage LOWER LLC
Mar 26, 2019	Deed, Transfer · Stand-Alone First Mortgage KENTUCKY HOUSING CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 17, 2025 · Amount on Record
Deed Sale	Nov 17, 2025 · Amount on Record
Prior Sale	Mar 26, 2019 · Amount on Record
Deed Document Number	20251117243
Deed Book / Page	4163 / 78
Record Updated	Oct 29, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE KY
Property Address	249 FAIRGROUNDS DR, LEXINGTON, KY 40516-9692
Transaction Type	Mortgage
Record Updated	Dec 8, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	009283/733
Date	Mar 26, 2019
Book Page	9283/733

Lender

Name	KENTUCKY HOUSING CORP

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

November 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	FAYETTE KY
Recording Date	Nov 17, 2025
Property Address	249 FAIRGROUNDS DR, LEXINGTON, KY 40516-9692
Document Number	0DB4163/78
Book / Page	DB 4163 / 78
Map Reference	CAB M SL 670
Instrument Date	Nov 14, 2025
Instrument	202511170243
Transaction Type	Transfer
Record Updated	Dec 8, 2025
Title Company	BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$290.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	209 HIGHWAY 134, HAZEL GREEN, KY 41332-9035

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	249 FAIRGROUNDS DR, LEXINGTON, KY 40516-9692

Mortgage

Document Number	MB11104/700
Date	Nov 17, 2025
Book Page	MB 11104/700
Instrument	202511170244

Lender

Name	LOWER LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21044

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

March 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	FAYETTE KY
Recording Date	Mar 26, 2019
Property Address	249 FAIRGROUNDS DR, LEXINGTON, KY 40516-9692
Document Number	003656/199
Book / Page	3656 / 199
Transaction Type	Transfer
Record Updated	Dec 8, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	009283/714
Date	Mar 26, 2019
Book Page	9283/714

Lender

Name	KENTUCKY HOUSING CORP

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Lexington-Fayette Urban County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Municipality	Lexington-Fayette Urban County
Unified School District	Fayette County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,653.00 (+43.09%)	$290,000 (+40.44%)	$290,000 (+40.44%)
2025	$2,553.00	$206,500 (-)	$206,500 (-)
2023	$2,553.00	$206,500	$206,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2010–2015)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Apr 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Windstream.

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